Can This Be Correct

[PaKettle]

I met with an attorney today for the first time and she informed me that i could file a chapter 7.. basically i am filing on a house that i am renting out, credit cards and a boat.. she says that i can keep my current home both of my vehicles and since my wife isnt filing i can keep out travel trailer that i am secondary on the loan and not first it kinda sounds too good to be true.. does all this sound right? by the way the credit cards and the home that i am filing on are not in my wifes name at all

In a case like your's I would definitely talk to several attorneys even if you like the 1st one you speak with. You can still hire him/her, but get more opinions!

Also, the more accurate info you give the attorney(s), (how much you actually owe, how much your gross income was for the past 6 months, how much rent you pay, utilities, etc - all the things in the means test) the more accurate they can be about if you qualify for Ch. 7 and what you might lose and what you can keep. Go into each meeting with all this info and then ask specific educated questions about your case.

[ssdsco]

there is just something about lawyers that make me uneasy so i hear what they say and it very well could be true but i always wonder