I filed pro se which most of you know and everything is fine I have been getting letters from my secured creditors which is fine i want them to come get the stuff vs. me paying for it. Anyways i have been getting the normal letters give them permission to get the stuff blah blah .. well today i get a letter saying this is blah blah furniture and we understand your intention to return the furniture .. please take the furniture to a local charitable organization and sent us a letter stated it was donated... WTF are they crazy ? am I suppose to go along with this .. and break my back moving a king size heavy wood bed dresser and armiro that stand about 9 feet tall.. anyways they said they will consider the account settled.. I have never heard of this have you....
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guess what my secured creditor wrote me...
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Originally posted by rrockinggramma View PostLOLOL no but we have agencies here in michigan that will come and pick up, like st vincent de paul etc. You might check the yellow pages. Too bad you don't know someone who could say you donated it and just keep it (I know, bad bad bad person)Last edited by aachudneymiles; 12-31-2007, 09:39 PM.*Filed Chp 7 bk 11/13/07 PRO SE :yahoo::yahoo:[x]
*Last day to Objection 02/19/2008 :yahoo: [x]
*DISCHARGED 2/25/08!!:cry::yahoo: CLOSED 2/29/08
TransUnion 538 Experian 519 Equifax 531
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As far as the law itself goes, there is abandonment of property, and there is reposession of property (voluntary or not). If they are telling you to donate it, seems to me like that's a clear cut abandonment of property and you can do what you like with it (as in, leave it where it's standing right now). Maybe one of the legal whizzes can chime in, but if the creditor is telling you to "donate" it to a third party, to me that constitutes their abandonment.
In any case, don't move it until you get a straight answer... plus, aren't you expecting? Don't be moving that heavy stuff at all!!!Nolo Press book on filing Chapter 7, there are others too. (I have no affiliation with Nolo Press; just a happy customer.) Best wishes to you!
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Originally posted by FreshLikeADaisy View PostAs far as the law itself goes, there is abandonment of property, and there is reposession of property (voluntary or not). If they are telling you to donate it, seems to me like that's a clear cut abandonment of property and you can do what you like with it (as in, leave it where it's standing right now). Maybe one of the legal whizzes can chime in, but if the creditor is telling you to "donate" it to a third party, to me that constitutes their abandonment.
In any case, don't move it until you get a straight answer... plus, aren't you expecting? Don't be moving that heavy stuff at all!!!
yeah 8 months now ... and i wish you could see my face right now ( I wouldnt pick up a stick for them) I will save the letter because my view of the law is if they want it come get it ... yourself(the company) isnt my job to move a damn thing ... i know you understand where iam coming from.. if they cant come from TEXAS TO VA and get it or make arrangements I guess !!!Last edited by aachudneymiles; 12-31-2007, 09:42 PM.*Filed Chp 7 bk 11/13/07 PRO SE :yahoo::yahoo:[x]
*Last day to Objection 02/19/2008 :yahoo: [x]
*DISCHARGED 2/25/08!!:cry::yahoo: CLOSED 2/29/08
TransUnion 538 Experian 519 Equifax 531
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Unless someone comes to your door with a repo order (differs from state to state what its called), then you don't have to give them squat. I wouldn't give permission to pick anything up because is PROBABLE no one will unless you have very expensive property.
As far as the donation, you don't have to do that. They cannot dictate what you do with property the choose to abandon.Chapter 7 Pro Se....Discharged Feb. 2006
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Originally posted by cindylynnsmith View PostUnless someone comes to your door with a repo order (differs from state to state what its called), then you don't have to give them squat. I wouldn't give permission to pick anything up because is PROBABLE no one will unless you have very expensive property.
As far as the donation, you don't have to do that. They cannot dictate what you do with property the choose to abandon.*Filed Chp 7 bk 11/13/07 PRO SE :yahoo::yahoo:[x]
*Last day to Objection 02/19/2008 :yahoo: [x]
*DISCHARGED 2/25/08!!:cry::yahoo: CLOSED 2/29/08
TransUnion 538 Experian 519 Equifax 531
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Originally posted by cindylynnsmith View PostIt is pretty damn funny!!!! Plus how in the world would they know you donated the correct stuff? Weird weird weird.*Filed Chp 7 bk 11/13/07 PRO SE :yahoo::yahoo:[x]
*Last day to Objection 02/19/2008 :yahoo: [x]
*DISCHARGED 2/25/08!!:cry::yahoo: CLOSED 2/29/08
TransUnion 538 Experian 519 Equifax 531
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Originally posted by LadynRed View PostKeep that letter and don't ever lose it ! As mentioned above, they are abandoning the property, they clearly don't want it back.*Filed Chp 7 bk 11/13/07 PRO SE :yahoo::yahoo:[x]
*Last day to Objection 02/19/2008 :yahoo: [x]
*DISCHARGED 2/25/08!!:cry::yahoo: CLOSED 2/29/08
TransUnion 538 Experian 519 Equifax 531
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The first thing that came to mind was that they were going to tell you to get rid of it and then say that you owed them for it... still. Just keep it. I agree, keep that letter!
Hugs and don't you move a thing! Take it easySarah H Owosso, MI
WE DID IT!! PRO SE
Filed 7/30/07 341 meeting 9/20/07 60 DAY CLUB 11/19/07!!! :yahoo::yahoo:
DISCHARGED!!! 11-26-07:yahoo::yahoo::yahoo: CLOSED 12-06-07 :yahoo::yahoo:
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thnx rib I am framing the letter --- hey girl, miss ya hope all is well ...
Originally posted by rilbrianne View PostThe first thing that came to mind was that they were going to tell you to get rid of it and then say that you owed them for it... still. Just keep it. I agree, keep that letter!
Hugs and don't you move a thing! Take it easyLast edited by aachudneymiles; 01-02-2008, 08:41 PM.*Filed Chp 7 bk 11/13/07 PRO SE :yahoo::yahoo:[x]
*Last day to Objection 02/19/2008 :yahoo: [x]
*DISCHARGED 2/25/08!!:cry::yahoo: CLOSED 2/29/08
TransUnion 538 Experian 519 Equifax 531
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If a charity organization knocks on your door saying they are picking up the furniture, be sure they have a letter in hand from the company you bought it from giving them authority to pick it up...................
Legal the company can still repo it or ask that it be returned. So legally I would say they have a right to donate it to a local charity (if they wish) and have the charity pick it up..... (just a way to keep you from keeping it)......
Just make sure everyone has "paperwork in hand"............
But I wouldn't worry, I don't believe that will happen..............Minny
"It's amazing the paths that our feet sometimes follow in life".
My suggestions are from "personal experience" and research only. Do not consider this as legal advice. Each bankruptcy case is different.
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