guess what my secured creditor wrote me...

[aachudneymiles]

I filed pro se which most of you know and everything is fine I have been getting letters from my secured creditors which is fine i want them to come get the stuff vs. me paying for it. Anyways i have been getting the normal letters give them permission to get the stuff blah blah .. well today i get a letter saying this is blah blah furniture and we understand your intention to return the furniture .. please take the furniture to a local charitable organization and sent us a letter stated it was donated... WTF are they crazy ? am I suppose to go along with this .. and break my back moving a king size heavy wood bed dresser and armiro that stand about 9 feet tall.. anyways they said they will consider the account settled.. I have never heard of this have you....

[rrockinggramma]

LOLOL no but we have agencies here in michigan that will come and pick up, like st vincent de paul etc. You might check the yellow pages. Too bad you don't know someone who could say you donated it and just keep it (I know, bad bad bad person)

[aachudneymiles]

LOLOL no but we have agencies here in michigan that will come and pick up, like st vincent de paul etc. You might check the yellow pages. Too bad you don't know someone who could say you donated it and just keep it (I know, bad bad bad person)

my mother use to work for DAV and another one well they dont pick up big things such as what i have // but i was thinking is this my job to drop it off or call around to find someone to pick it up ... i could find someone to write up something for me but i didnt think it was my job to seek anything if they want it come get it

[FreshLikeADaisy]

As far as the law itself goes, there is abandonment of property, and there is reposession of property (voluntary or not). If they are telling you to donate it, seems to me like that's a clear cut abandonment of property and you can do what you like with it (as in, leave it where it's standing right now). Maybe one of the legal whizzes can chime in, but if the creditor is telling you to "donate" it to a third party, to me that constitutes their abandonment.

In any case, don't move it until you get a straight answer... plus, aren't you expecting? Don't be moving that heavy stuff at all!!!

[aachudneymiles]

As far as the law itself goes, there is abandonment of property, and there is reposession of property (voluntary or not). If they are telling you to donate it, seems to me like that's a clear cut abandonment of property and you can do what you like with it (as in, leave it where it's standing right now). Maybe one of the legal whizzes can chime in, but if the creditor is telling you to "donate" it to a third party, to me that constitutes their abandonment.

In any case, don't move it until you get a straight answer... plus, aren't you expecting? Don't be moving that heavy stuff at all!!!

yeah 8 months now ... and i wish you could see my face right now ( I wouldnt pick up a stick for them) I will save the letter because my view of the law is if they want it come get it ... yourself(the company) isnt my job to move a damn thing ... i know you understand where iam coming from.. if they cant come from TEXAS TO VA and get it or make arrangements I guess !!!

[CindyLou]

Unless someone comes to your door with a repo order (differs from state to state what its called), then you don't have to give them squat. I wouldn't give permission to pick anything up because is PROBABLE no one will unless you have very expensive property.

As far as the donation, you don't have to do that. They cannot dictate what you do with property the choose to abandon.

[aachudneymiles]

Unless someone comes to your door with a repo order (differs from state to state what its called), then you don't have to give them squat. I wouldn't give permission to pick anything up because is PROBABLE no one will unless you have very expensive property.

As far as the donation, you don't have to do that. They cannot dictate what you do with property the choose to abandon.

I SOOOO AGREE!!!! TY I know for them to come alll the way here and get the furniture and send it back,,,, it would cost more then the 6000.00 its was once worth .. plus they know with moving stuff gets damaged. I was just so giggly when I opened the letter had to tell my friends on the board and hubby .. by the way he laughed and said " whatever"

[CindyLou]

It is pretty damn funny!!!! Plus how in the world would they know you donated the correct stuff? Weird weird weird.

[aachudneymiles]

It is pretty damn funny!!!! Plus how in the world would they know you donated the correct stuff? Weird weird weird.

well they wanted a letter .. saying i donated it ... I guess I look like a fool. lol

[LadynRed]

Keep that letter and don't ever lose it ! As mentioned above, they are abandoning the property, they clearly don't want it back.

[aachudneymiles]

Keep that letter and don't ever lose it ! As mentioned above, they are abandoning the property, they clearly don't want it back.

Tnx lady n red and all !! keeping my letter

[rilbrianne]

The first thing that came to mind was that they were going to tell you to get rid of it and then say that you owed them for it... still. Just keep it. I agree, keep that letter!

Hugs and don't you move a thing! Take it easy

[aachudneymiles]

thnx rib I am framing the letter --- hey girl, miss ya hope all is well ...

The first thing that came to mind was that they were going to tell you to get rid of it and then say that you owed them for it... still. Just keep it. I agree, keep that letter!

Hugs and don't you move a thing! Take it easy

[Minnymouth]

If a charity organization knocks on your door saying they are picking up the furniture, be sure they have a letter in hand from the company you bought it from giving them authority to pick it up...................

Legal the company can still repo it or ask that it be returned. So legally I would say they have a right to donate it to a local charity (if they wish) and have the charity pick it up..... (just a way to keep you from keeping it)......

Just make sure everyone has "paperwork in hand"............

But I wouldn't worry, I don't believe that will happen..............

[CindyLou]

I don't think a charity would ever be willing ti do repo work for a finance co. I do not think that would ever happen! I think she's heard all she will hear from this creditor.