New here- Creditor address question

[erinmi]

Hi,

My DH and I are in the process of completing the paperwork to file for Chapter 7 bankruptcy. We are using a lawyer to help us. All he needs now is a listing of our creditors with addresses, balances and so on.

Now I know that they don't want the payment address but on the back of several of my credit card statements there are addresses for both a "billing inquiry" and "a credit reporting inquiry". Does it matter which one we use? Or should I just call all my creditors and ask them for the address to use?

Thanks!
Erin

[rrockinggramma]

You can call, many have automated systems that give out the payment address. You can check out their websites also.

[whywhywhy]

When in doubt, use both!

[CATCHMEIFYOUCAN]

I listed the payment address on my BK, most courts nowadays looks like they have access to emailing the creditor if its a familiar creditor. ALL my creditors were emailed, AND I didn't even know their emails. So the trustee/assistants/clerk has access somehow to that information, PLUS I think they pull a credit history just to compare? (credit history is a wild guess - I wouldn't be surprised if the lawyer pulled one, because I know my lawyer did!)

Catchmeifyoucan