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Does anyone know a site to check credit scores

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    Does anyone know a site to check credit scores

    I just pulled my credit reports from annualcreditreport.com. I noticed that they charge about $7.95 for giving you your credit scores and I didn't do that, I only received the free report. I remember someone here mentioning a website where they could check their credit scores almost daily.

    I did a search here and couldn't find the post. Can someone give me that site please? I would like to keep up with how my scores will change before/after I file. Thanks.
    Filed Chapter 7 (Primarily Business Expenses) 04/10/2008 FICO 468 :cry:
    341 on 05/06/08:unsure:House appraisal on day 63:blink: 07/10/2008 Discharged-Asset Case!!!:yahoo:08/09 Transu 559, Equifax 636, Experian 647
    Case Closed 07/15/2009 :D:yahoo:

    #2
    You can get FAKO's from any number of credit monitoring sites. True Credit is one.

    The only way to get your real FICO is from FICO.

    Even then, that number is kinda meaningless.

    Each industry has a "grade weighted" specific way of scoring. If you were applying for a home loan, you'd get one score. If you were applying for a car loan, you'd probably get a different score. Insurances would probably be different scores.
    Filed Ch 7 - 09/06
    Discharged - 12/2006
    Officially Declared No Asset - 03/2007
    Closed - 04/2007

    I am not an attorney. My comments are based on personal experience and research. Always consult an attorney in your area to address concerns related to your particular situation.

    Another good thing about being poor is that when you are seventy your children will not have declared you legally insane in order to gain control of your estate. - Woody Allen...

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      #3
      I guess I'm stupid or am really new to all of this. What is FICO and how does it differ from my normal credit score?
      Filed Chapter 7 (Primarily Business Expenses) 04/10/2008 FICO 468 :cry:
      341 on 05/06/08:unsure:House appraisal on day 63:blink: 07/10/2008 Discharged-Asset Case!!!:yahoo:08/09 Transu 559, Equifax 636, Experian 647
      Case Closed 07/15/2009 :D:yahoo:

      Comment


        #4
        Originally posted by southernbelle View Post
        I guess I'm stupid or am really new to all of this. What is FICO and how does it differ from my normal credit score?
        a FICO score is a credit score developed by Fair Isaac & Co. Credit scoring is a method of determining the likelihood that credit users will pay their bills
        Successful debt reduction starts with a plan and ends with success.
        get out of debt

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