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Purpose of credit counseling

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    Purpose of credit counseling

    Is it only to make sure that you went through some credit counseling or does the trustee actually go through everything you mentioned in the credit counseling test? Does it have any bearing on the outcome of your bankruptcy? or as long as you have the counseling certificate thats all you need? Thanks
    Last edited by kpapt; 11-11-2007, 08:37 AM.

    #2
    Originally posted by kpapt View Post
    Is it only to make sure that you went through some credit counseling or does the trustee actually goes through everything you mentioned in the credit counseling test? Does it have any bearing on the outcome of your bankruptcy? or as long as you have the counseling certificate thats all you need? Thanks
    Trustees only want to see the certificate of completion.

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      #3
      Yeah, in my opinion, it's pretty useless, they just want to see the cert. Talk about a HUGE waste of money AND time!
      Petition Filed 6/4/07 :clapping:
      341 meeting 7/31/07 :clapping: :unsure:
      First Meeting Held and Trustee's Report of No Distribution 8/2 :yahoo::yahoo:
      10/15/2007 - DISCHARGED!:yahoo::yahoo::yahoo:

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        #4
        Thank you folks

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          #5
          RIGHTO' USELESS. But extra money for the courts/Trustee.
          July 2006: Filed Ch13 :blink:
          Oct 2006: Converted to Ch7 :clapping:
          Jan 2007: DISCHARGED :clapping:
          Nov 2007: CLOSED :yahoo::yahoo::yahoo:

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