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So i applied through lendingtree for an Auto.....

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    So i applied through lendingtree for an Auto.....


    #2
    Looks like you were approved. We got Cap1 blankcheck and got an email with that message. Sure enough, the booklet with the check arrived less than a week alter. The check is good for 45 days.

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      #3
      what was your credit score if you dont mind me asking? Because i want to apply for that also.
      Sometimes life make you deal with ugly and hateful people ,just think of them as sand paper. They may scratch you and rub you the wrong way but eventually you end up smooth and polished and the sand paper becomes old and worn out.

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        #4
        Originally posted by familyof7 View Post
        what was your credit score if you dont mind me asking? Because i want to apply for that also.
        Dont know. I just got discharged on friday and i just ran my report today without credit scores so that i can start the clean up. I have several things that need cleaning.

        Ill run my scores later and let you know.

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          #5
          That's the standard "You're Approved" email from CapOne.

          Did CapOne tell you the Credit Limit or interest rate in the email??
          Filed Ch 7 - 09/06
          Discharged - 12/2006
          Officially Declared No Asset - 03/2007
          Closed - 04/2007

          I am not an attorney. My comments are based on personal experience and research. Always consult an attorney in your area to address concerns related to your particular situation.

          Another good thing about being poor is that when you are seventy your children will not have declared you legally insane in order to gain control of your estate. - Woody Allen...

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            #6
            Originally posted by SinkingFast View Post
            That's the standard "You're Approved" email from CapOne.

            Did CapOne tell you the Credit Limit or interest rate in the email??

            No. I didnt get any info other than that email. My friend said i wont know what the loan details will be till i get the package. I applied for 25k.

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              #7
              You can call them and get your interest rate and limit over the phone! Congrats...I'll be waiting to hear!
              Chapter 7 Pro Se....Discharged Feb. 2006

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                #8
                Originally posted by cindylynnsmith View Post
                You can call them and get your interest rate and limit over the phone! Congrats...I'll be waiting to hear!
                ill give them a call later today.

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                  #9
                  You can also go to the Cap One website, click on auto loans and then click on "auto loan application status" in the upper right. You'll get all the information there as well as information needed to confirm your income.

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                    #10
                    Originally posted by Ryl3x View Post
                    No. I didnt get any info other than that email. My friend said i wont know what the loan details will be till i get the package. I applied for 25k.

                    That's odd. I applied for a $10K loan and was approved for $12.5K {used car-an 06} with a 8.20% interest rate. My acceptance emailed contained all that info.

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                      #11
                      Originally posted by keepmine View Post
                      That's odd. I applied for a $10K loan and was approved for $12.5K {used car-an 06} with a 8.20% interest rate. My acceptance emailed contained all that info.
                      was that through lending tree or directly on cap ones website?

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                        #12
                        I applied on the Cap1 site-the blank check program.

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                          #13
                          Congrats, Ryl3x!

                          Just curious, did you burn CapOne in your BK? I did, though it wasn't much (under $1000). I'm curious if they'll dare approve me for an auto loan once I'm discharged.
                          09/12/07 - filed chapter 7 10/17/07 - 341 meeting
                          12/27/07 - discharged!
                          scores at filing TU 508 EX 517 EQ 518 [ouch]
                          scores as of 8/08 - TU 567 EX 546 EQ 590

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                            #14
                            Originally posted by Adchick View Post
                            Congrats, Ryl3x!

                            Just curious, did you burn CapOne in your BK? I did, though it wasn't much (under $1000). I'm curious if they'll dare approve me for an auto loan once I'm discharged.
                            Never had cap one prior to BK. They sent me a pre approved visa offer in the mail. Said something "Congradulations!, Youve successfully moved beyond the financial difficulties of the past and your current credit status means your earned this platinum offer" Its a pre approved 0% apr for 1 year and no annual fee. Not sure if this is legit but ill give it a shot.

                            As for the car....got the email regarding the details. 25,500 at 17.4% . Ill just a 19k civic for the mean time and pay if off quickly. They are overnighting the check. The current car im using has to be returned friday. Cutting it close lol.

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                              #15
                              Originally posted by Ryl3x View Post
                              Never had cap one prior to BK. They sent me a pre approved visa offer in the mail. Said something "Congradulations!, Youve successfully moved beyond the financial difficulties of the past and your current credit status means your earned this platinum offer" Its a pre approved 0% apr for 1 year and no annual fee. Not sure if this is legit but ill give it a shot.

                              As for the car....got the email regarding the details. 25,500 at 17.4% . Ill just a 19k civic for the mean time and pay if off quickly. They are overnighting the check. The current car im using has to be returned friday. Cutting it close lol.
                              This one where I'm scratching my head. I did burn Cap1 in bk for $12K. They then turn around and finance a car for $10K. Now, my wife is primary on the loan {she has never filed} but, all the banking info is for my account.

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