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I'm Free - Discharged!

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    I'm Free - Discharged!

    Thanks to all the forum contibutors like Minny...Sinkingfast....the list just goes on and on. I think I made 90-100 posts to get answers at the forum, and someone always chipped in.

    I was discharged today. Briscoe made a suggestion to call the bankruptcy court if two days go by after the last date for creditors to object and to inquire about my case. I did just that, and it worked like a charm.

    Final date for objections was Monday 10-22-07. I called the Bankruptcy court today - October 26th, and a lady was very helpful and apologized because they were so backed up. But three hours later my case was shown as discharged.

    Great feeling to know I can put this behind me and literally get a fresh start. I guess now I will be focusing on the forum's section that talks about improving my credit, FICO, etc.

    Thanks to all that helped. I can sincerely say I could not have done it without you. It wasn't just the nuts and bolts advice, but also the intangible moral suppport I received.
    Last edited by gak555; 10-26-2007, 05:23 PM.

    #2
    Originally posted by gak555 View Post
    Thanks to all the forum contibutors like Minny...Sinkingfast....the list just goes on and on. I think I made 90-100 posts to get answers at the forum, and someone always chipped in.

    I was discharged today. Briscoe made a suggestion to call the bankruptcy court if two days go by after the last date for creditors to object and to inquire about my case. I did just that, and it worked like a charm.

    Final date for objections was Monday 10-22-07. I called the Bankruptcy court today - October 26th, and a lady was very helpful and apologized because they were so backed up. But three hours later my case was shown as discharged.

    Great feeling to know I can put this behind me and literally get a fresh start. I guess now I will be focusing on the forum's section that talks about improving my credit, FICO, etc.

    Thanks to all that helped. I can sincerely say I could not have done it without you. It wasn't just the nuts and bolts advice, but also the intangible moral suppport I received.


    congrads.... now dont forget to come on from time to time and give your input aswell...
    *Filed Chp 7 bk 11/13/07 PRO SE :yahoo::yahoo:[x]
    *Last day to Objection 02/19/2008 :yahoo: [x]
    *DISCHARGED 2/25/08!!:cry::yahoo: CLOSED 2/29/08
    TransUnion 538 Experian 519 Equifax 531

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      #3
      I am sooooo jealous!!!! I tried that trick and it did not work, maybe I got the wrong clerk. I even told her my birthday is on Wednesday and this will be a great birthday present and she told me my file looks good and will discharge usually up to 10 days from last objections date. I am hoping Monday, the good thing is no one that was at the 341 meeting was discharged yet, maybe my district has a strick policy but believe me I will be calling on Monday and hopefully, I will get someone else LOL
      Success is reachable, stretch out your arm and grab it.

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        #4
        Congratulations!!!!!!!!!!!!!!

        Comment


          #5
          Yay! Congratulations! I can't wait until it's my turn to make this post.
          Kari
          10/12/2007 Filed Chapter 711/08/2007 341 Meeting 01/07/2008 Last Day for Objections
          http://www.bankruptisnormal.com/

          Comment


            #6
            Congrats, Gak!!

            FS,........... Our Court has waiting periods too.

            A week after last day for Objections and Extentions for Discharge. In the middle of the night, the Court computer kicks on and auto generates Discharges. Our last day was a Monday. Tuesday morning, a week later, there it was. Discharged.

            30 days after last posting to Close. But the Clerk only Closes cases once a month, at the end of the month. So you could be almost 2 months getting closed if your last posting comes early in a month.
            Filed Ch 7 - 09/06
            Discharged - 12/2006
            Officially Declared No Asset - 03/2007
            Closed - 04/2007

            I am not an attorney. My comments are based on personal experience and research. Always consult an attorney in your area to address concerns related to your particular situation.

            Another good thing about being poor is that when you are seventy your children will not have declared you legally insane in order to gain control of your estate. - Woody Allen...

            Comment


              #7
              Congrats to you, gak555! And I agree with all your comments about the helpfulness of this forum. It's a real blessing.

              Enjoy your fresh start!
              Filed Ch. 7 June 14, 2007
              341 Meeting July 19, 2007
              Discharged September 17, 2007
              Closed September 17, 2007

              Comment


                #8
                Great news, gak!! Congrats on your discharge and fresh new financial start! Hope you'll hang around with us and share how your rebuilding is going. We're so happy for you!
                I am not a lawyer and this is not legal advice nor a statement of the law - only a lawyer can provide those.

                06/01/06 - Filed Ch 13
                06/28/06 - 341 Meeting
                07/18/06 - Confirmation Hearing - not confirmed, 3 objections
                10/05/06 - Hearing to resolve 2 trustee objections
                01/24/07 - Judge dismisses mortgage company objection
                09/27/07 - Confirmed at last!
                06/10/11 - Trustee confirms all payments made
                08/10/11 - DISCHARGED !

                10/02/11 - CASE CLOSED
                Countdown: 60 months paid, 0 months to go

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                  #9
                  Congrats, Gak! I'm right behind you, I hope!
                  Filed Chapter 7: 07-31-2007 :clapping:
                  341 meeting: 08-30-2007 :yahoo:
                  Last Day for Objections: 10-29-2007 :unsure:
                  Discharged & Closed: 10-30-2007 :yahoo::clapping::yahoo:

                  Comment


                    #10
                    congratulations!!!!!!!!
                    case filed : 6 -5-2007 :blush2:
                    DISCHARGED ...9-26-2007..:yahoo::yahoo:
                    case closed : 11-13-2007 :yahoo::yahoo:

                    Comment

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