Conversion from 7 to 13?

[kylinava]

Freshstart, I am in AZ also, can you possibly pm that lawyer to me also? We filed 1/10, and 341 is 2/14 but I am worried about dismiss or covert due to missing income on initial means test.

[help me 07]

this is what im afraid of!!!!!!!!!!!!!
i have bad luck too. im so nervous to file....
i hope i dont convert to 13 or presume abuse..that would suck big time..

[PaKettle]

I know it's probably rare, but it has happened to me. I have the absolute worst luck...

The AZ trustee accepted my means test but the US trustee did not. I am not married, do not own a house, do not have children, and do not own any property worth anything. Needless to say,I'm paying waaaaaay too many taxes. I'm also filing pro se since I cannot afford to pay my debts, much less an attorney.

My question is this - how can I convert to a chapter 13 when I have no disposable income? Can I fight it? Can the conversion be forced? AZ has absolutely no information on this at all.

Thanks in advance!

I don't know if anything can be done or not now that the UST has already spoken on your case.
But I know that if I were you, I would talk to a few attorneys about it with the intention of hiring them if they can help you out of this mess!
I know you can't afford it, but if I were you'd and if an attorney convinced me he could help me out of this mess, I'd beg, borrow or steal to hire an attorney to keep from getting thrown into a 13.

You're not the only one...

I have a friend who also was thrown into a 13, but by his attorney. At first the attorney said he qualified for a 7 but when he got down to filling out the forms he said my friend did not qualify.

This is hard for me to understand because the guy is sleeping on the floor of his sister's house after a divorce and paying child support up the ying yang. But the attorney said at this time there was nothing he could do but 13. If I was him I'd have said "screw it, then, let's figure out a way to make me eligible for a 7".