BK on my Credit Report already

[tiredofdebt1]

Wow...that was quick.....I filed on Friday 10/19....and my BK is already on my credit report.

[Carlysmom]

yep, mine showed up the next day too! As accts have been reporting IIB my scores are starting to go up a little (except for EX)

[Cassiopeia]

yep, mine showed up the next day too! As accts have been reporting IIB my scores are starting to go up a little (except for EX)

How are you monitoring your scores? (What site?) TIA.

[tiredofdebt1]

https://www.mycreditkeeper.com

[WantToBeDebtFre]

I should check mine too. I'm also wondering about a site to monitor scores. I don't want to pay an arm and a leg every month but it would be interesting to see what my score is. I think it was 720 before I stopped paying credit cards and filed bankruptcy.

[WantToBeDebtFre]

www.mycreditkeeper.com

Cool. I'm going to enroll. Thanks!

[WantToBeDebtFre]

Got my scores - 577, 541, and 566. Is that typical for after filing? My bankruptcy is already listed.

[tiredofdebt1]

What were your scores right before if you don't mind me asking?

[WantToBeDebtFre]

Around 720

[tiredofdebt1]

lol...well..mines was 445 for equifax.......and now it is 448......so.....i dont think im a person that you can compare your scores w/......

[WantToBeDebtFre]

lol, i guess not. Your scores actually went up, that's kind of cool. Of course I expected mine to nose dive but I wasn't sure what was typical. All my accounts we're paid up until a couple months before filing.

[Adchick]

I just had my 341 meeting last Wed. Over the weekend, one of my accounts changed their status to "IIB" and my score jumped 19 points according to Myfico.com. That just proves the whole fico formula thing is whack!

[freshstart06]

Your scores will go up, mine started in the 400s now it is in the mid 500s and I am still waiting for the official discharge, I am already passed the 60 after 341 meeting

[tiredofdebt1]

Do they begin entering IIB prior to the 341 meeting or do they do it afterwards?

[Carlysmom]

I use True Credit, and I pull everyday. I know from people on another site though have been kicked out due to using everyday, I haven't had any problems...(knock on wood)....

Good luck!