just one more question - re telling the creditors or not?

[desperate&broke]

Thanks ssdsco and Keebler , your comments make me feel like I'm not the only one overthinking this, and maybe my questions help others as well, and yes, you have a point: I would rather overthink this than underthink this. Knowledge is power.

But I don't want to drive the mods nuts, so I'm going to take a break from this board, if I can, at least until the day I file, just to say I filed, maybe tell people how the 341 went, and then try to forget about it through the 60 day period. IF I can...

INDEED THEY DO!!!!!!!!!! I know I too felt the way you did so I TRY not to ask too many questions. I now mostly read
But to reiterate, yes, when others asks questions it helps us all out because to a degree we use whatever answers and plug them into our own situations ;)

*hugs*

[HHM]

We do not mind anyone asking questions...but you should be able to handle a little "ribbing" when your questions start getting repetitive.

[desperate&broke]

HHM, not everyone keeps sane during this process which in turn can make you forget what you may or may not have asked. Nor are we all made with thick skin. Feelings do get hurt ya know ;) (not trying to cause any beef just tryin' to point out the fact that some replies may hurt others' feelings....*hugs to you too* ;) )

[PaKettle]

Aw come on... Don't go away!
[snip]

The topic-oriented thread organization is great for learning the technical aspects of BK, but following the story of the people you meet, and begin to identify with, is much more difficult to do.

I understand how filling up the forum with technical questions that have already been answered a hundred times isn't very welcome or valuable. But, watching someone else wrestle with the same worries I've got is comforting, and being able to work together to put those worries to rest is priceless. And, this is no less valuable even after a hundred times!

Yes, a forum for just blowing off steam or communicating would be good, one that the mods would not have to get involved with unless they wanted to.

Thanks for the encouragement, Keebler, B12, desperate&broke, and demismom, but I really think it's better for me to lay low for awhile, just try not to think about this stuff. I'm sure I'll be back soon. And no, no one made me feel uncomfortable or anything, (This is a GREAT forum with great people!) it's just that what tends to happen is I read someone's problem and then I start to think "gee I hope that doesn't happen to me" and I get nervous. Kind of like how I don't watch medical tv series because I start to think how horrible it would be to have the disease they're featuring...

And, yes, I can take some ribbing, so carry on, no problem!

So, I'll be back soon enough, I'm sure...

[B12]

Pa, your OCD balance transfer thread helped me immensely!