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I made my filing appointment & finally filed....

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    I made my filing appointment & finally filed....

    ...''cept I didn't even think about them even possibly needing my divorce decree. Anyway, it's set to "E-File" on the 30 the day before payday. Why is that?? There most likely won't be anything in my account that day 'cept maybe a few dollars since this paycheck was short about $400 due to me having to take 5 days of unpaid leave-of-absence!!

    This is all done with a lot of procrastination. I had the lawyer paid in full in back in March. 7 months ago. He asked me why the delay. I just told him the truth. Procrastination, depression, fear...all of the above sort of thing.

    I'm now ready to crawl out of my mental hole & rejoin the living!

    I know I don't post much, it's just hard getting things done, when I spend too much time on the 'puter. Thanks for listening!!
    We can plan our lives but we can never plan the outcome.

    #2
    Sounds like the lawyer is doing his job. The reason he's filing before payday is to make sure any money in the account is below what your state exempts.
    Don't worry-filing is the easy part. What comes next is hard. Being sure what caused the bk has been fixed.

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      #3
      We filed the day before payday.

      Our Exemptions allowed for 75% of Earned but unpaid income to be covered, AND our bank acct was totally drained. So the remaining money was covered with other exemptions. Then, payday, all that money was ours. Free and clear of the BK.

      Good to see you again, Chmastal!! Let us know how things are going. In life and with your case.
      Filed Ch 7 - 09/06
      Discharged - 12/2006
      Officially Declared No Asset - 03/2007
      Closed - 04/2007

      I am not an attorney. My comments are based on personal experience and research. Always consult an attorney in your area to address concerns related to your particular situation.

      Another good thing about being poor is that when you are seventy your children will not have declared you legally insane in order to gain control of your estate. - Woody Allen...

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        #4
        Congrats on finally filing! We're hoping to do the same this week sometime! Been putting it off since January or so!
        (X) - Filed Chap 7 - 11.14.2007
        (X) - Free and Clear - 2.22.2008
        PreBK Scores - 467/428/434 (11/22/2007)
        PostBK Scores - 571/604/583 (3/15/2008) - Rebuilding Begins!

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