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You can keep your dogs, right???

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    You can keep your dogs, right???

    Because if you can't, forget it! I'll just bury myself in debt 'til I can't breathe anymore. I haven't read too much about pets in the books I've come across so I'm not 100% on this. I have a 12-year-old Scottie and a 2-year-old German Shepherd, and they are everything to me. I do not think of them as property; they are, you know what I'm going to say, my CHILDREN. Of course I know the courts don't care what I think.....

    And how about pet expenses? I was quite perturbed by reading in that "Bankrupt your Student Loans" books that some judges think pets cost $20 a month! First of all, quality dog food that won't make your dog sick can cost twice that. And how about Frontline and especially Heartguard? A country populated by abandoned dogs with heartworm is really a great idea, isn't it? Ah geez....

    #2
    Short of you owning some seriously expensive breeds or a large amount of farm critters ... the trustee will not want your everyday pets.

    Now as far as the expense of a pet goes, it's not really allowed in some districts as a necessary expense on your schedules, BUT you can add your pet expense into your grocery expense or any other expense. Our lawyer had done this, we have alot of pets and yes you will have to put a value on them (ours was a total of $75 for all of our critters), but you just kinda weave monthly pet costs into your own.
    "Try to save money. Someday it may be valuable again." - Anonymous

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      #3
      Be careful with dog food brands that have chinese stuffs in it...

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        #4
        If judges think dogs only cost $20/month, then by all means list it as $20. The lower the number, the less of a burden the judge will feel the dogs have on you. If you were spending $100's (maybe a lot more!) per month on a dog that required special care (cancer treatment, etc), the judge/trustee may not feel you are in a financial position to care for them (as compared to your income).

        I think BKTango covered it quite well though.

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          #5
          We have 2 big rotties. I've heard that they don't want animals unless they have a good value as a stud. One of our rotties is an 11 year old female who has been a very difficult dog to say the least. We have had her since she was 7 weeks old. She is food aggressive (will bite if you handle her food), dog aggressive (can't take her for walks or to the vet without severe problems), and somewhat unintelligent (she's 11 and doesn't know how to sit). I've always wondered if she's just not smart (we even tried to have her professionally trained years back) or just very smart and stubborn. The good thing is that she loves people and has never been aggressive in that way. I think she may have some sort of doggie mental retardation. Well, we do love our difficult dog, and we always kept her because I believe I made a committment when we brought her home. Our other rottie is great, very smart, no food or dog aggression. He's almost 7 years old and has always been good.

          I think it would be funny if trustee made me give him our old female rottie. He'd be returning her after about 10 minutes.

          I don't think it would ever happen though. I've never read a post on any board or heard of anyone that had their animals seized by the trustee.

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            #6
            We had a regular old "mut" cat which we listed with a $0 value.

            In our Court, if your pet expenses aren't extravagant, you can list them. We listed $45/mo for cat food, litter, and medicals and it flew.

            As others have said,......... You have to list the dogs and assign some sort of $$$ value to them. Attnys in your area will know if you're allowed to show monthly pet Expenses on Schedule J or not. If not, then "augment" your food, clothing, and entertainment amounts a tad to cover for your Babies' expenses.
            Filed Ch 7 - 09/06
            Discharged - 12/2006
            Officially Declared No Asset - 03/2007
            Closed - 04/2007

            I am not an attorney. My comments are based on personal experience and research. Always consult an attorney in your area to address concerns related to your particular situation.

            Another good thing about being poor is that when you are seventy your children will not have declared you legally insane in order to gain control of your estate. - Woody Allen...

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              #7
              Wow learn something new every day. I have two dogs and my atty. never said to list them.
              Filed Ch. 7 June 14, 2007
              341 Meeting July 19, 2007
              Discharged September 17, 2007
              Closed September 17, 2007

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                #8
                LOL, I'd give up my children and keep my cat!!!!

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                  #9
                  Put a 0 value this is a part of the law mostly for farmers or breeders with cash value animals not reallly intended for domestic animals.
                  Sometimes life make you deal with ugly and hateful people ,just think of them as sand paper. They may scratch you and rub you the wrong way but eventually you end up smooth and polished and the sand paper becomes old and worn out.

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                    #10
                    Originally posted by CityGirl View Post
                    LOL, I'd give up my children and keep my cat!!!!
                    I really hope you are trying to make a joke.?
                    Sometimes life make you deal with ugly and hateful people ,just think of them as sand paper. They may scratch you and rub you the wrong way but eventually you end up smooth and polished and the sand paper becomes old and worn out.

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                      #11
                      FO7, you are so funny. But I think she is joking or I hope so. LOL
                      Success is reachable, stretch out your arm and grab it.

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                        #12
                        yeah, fs is back.
                        Filed Chapter 7 Pro-Se May 29, 2008
                        341 July 1, 2008
                        Discharged September 4, 2008
                        Closed November 10, 2008 :-)

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                          #13
                          danaf, I could not stay away, I love these guys too much and I need them.
                          Success is reachable, stretch out your arm and grab it.

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                            #14
                            you don't have to worry about your pets. we have a pug. i am filing alone and my husband found it quite amusing that my attorney listed him on the petition at a $50 value. he said we'd have to give someone $50 to take him. LOL! our puggie is awesome and we could not imagine life without him but some days he can be a handful....

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                              #15
                              Originally posted by familyof7 View Post
                              I really hope you are trying to make a joke.?
                              LOL I don't have kids...not a kid fan....they get on my nerves!!!
                              I can handle my nieces and nephews for about an hour before I want to jump off the roof.....
                              My parents gave me up for adoption, and now I totally understand why!!!!!

                              I'd keep my cat though!

                              Comment

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