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    #16
    You can fight that!!!! if you can prove what you just said you can fight. You lawyer may not want to fight because "HE" made too many errors and they are liable for that. Don't let him sign the papers until you talk to more lawyers. There was a poster on this board where his lawyer mistake almost forced him into chpt 13 because he was over the median and he fired his lawer, went pro se and closed in chpt 7.

    If you are only $150, heck that can go to medical expenses, food, anything. Just because the trustee states presumption of abuse does not mean you just accept dismissal, if you feel you are right... then fight.

    Please take the time to do a search on "presumption of abuse" on this board, the ones that fought back are now closed under chpt 7. Do you realize that studies show that almost 95% of chpt 7 filers are over the median that close????

    Also, unless your lawyer has a special agreement with the US trustee and judge you have to wait 6 months to refile. Please don't walk run from your lawyer before it is too late.
    Success is reachable, stretch out your arm and grab it.

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      #17
      Exhale !!!

      I sat for 3 hours waiting for the 341. I watched a "bankruptcy analyst" dig into a few cases. Then, she left the room, there were absolutely no creditors for over 50 cases I witnessed...

      The Trustee (Nancy Wolf) is possibly the greatest woman on the planet. She swore me in... asked about any changes. I just started working... She congratulated me on finding a job that I liked and wished me luck telling me to "Watch it and budget... It's a hard lesson to learn and this is your second chance..."

      Anything can happen but honestly in these situations is absolutely paramount.

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