Okay... I need the truth of this outcome...

[freshstart06]

Okay, even considering we are a little over the median as far as gross, we are just flat broke especially since I can't work.

We just can't make it on one income but if my husband picks up another small job I don't want to mess up the schedules and be way over. I read one post that you can make more money after you file but how wise is that???

Is it better to wait until after the meeting but don't you have to report any changes???

Also, how do they know if you made huge purchases after the filing or you obtain more credit after the filing. do they pull our credit every month until we close???

Remember we are not going chapter 13 so how does all this work??? My brother is out of the country so I can't ask him and I just want to compare notes from what I was told and read.

[JollyGG]

In a chapter 7 a snapshot of your financial picture is taken based on the six months before the day you file. In theory you could get a substantial raise, a second job, just about anything (with some exceptions) the day after filing and they would not be included. The only thing you cannot do is get rid of any assets that you had before filing until you are closed. You do not need to report any changes in income after filing in a chapter 7.
Realistically, at your 341 meeting your trustee MAY ask about any changes in your income, ask to see pay stubs since filing, and ask about any changes in circumstances. If there has been a significant change of circumstances you could be pushed towards a thirteen or dismissal.
Since you are already above the median I probably wouldn't start any new jobs till after the 341. However, job searches and hiring processes can take a little while, so it doesn't hurt anything to start looking. Just don't start any new jobs till after the 341.
As for large purchases or new credit, realistically, the trustee probably wouldn't find out. But, it is really really not worth the risk, as the trustee finding out could result in a dismissal of your case.

[JRScott]

I agree with Jolly, it would probably be best for your husband to wait until after the 341 meeting is completed, as the Trustee will ask if their has been a change in income. If there has he will want to see the documents.

Also I would not undertake any new debt it is just to dangerous.

You might could seek assistance from a local church group for food or other necessities, to help you through the troubling time.

[freshstart06]

Sometimes I feel it is all my fault because of my illness, I am strong but sometimes things do get me down. I thank God, that in reality, I don't have any "serious or pending serious" complication from diabetes after having it for 30 years and I am only 35. It is just when the smallest thing happens to me It takes so long to heal and they say don't stress but you stress trying not to stress. The tax issues is my husbands fault LOL.

I vowed today, I am healed, I truly think once the stress of bills are gone I will finally heal. But then you stress about the bills. I am not too worried about the chapter 7 going wrong I just want this all over.