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pre bankruptcy couseling

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    pre bankruptcy couseling

    I heard that Hummingbird is a reputable and approved pre-filing counseling service. Has anyone used them?

    #2
    Some of people on here have used them, maybe one of those that have will come along and let you know how their experience went.
    "Try to save money. Someday it may be valuable again." - Anonymous

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      #3
      That's who our lawyer had us go through. Took all of 10 minutes & was pretty much a waste of time. We'll do the post filing through them also.

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        #4
        I went through cccs it was also very easy and quick the course you take after filing is a pain it takes forever it is easy but you are required to spend 2 hours on it before it will allow you to get the certificate so I just walked away from the computer for an hour or so and came back to finish it is all a joke if you ask me a big waste of poor peoples money
        Sometimes life make you deal with ugly and hateful people ,just think of them as sand paper. They may scratch you and rub you the wrong way but eventually you end up smooth and polished and the sand paper becomes old and worn out.

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          #5
          We used Hummingbird for our pre-fiiling counseling. Painless and easy - we liked them. We will use them again when we are closer to the end of our Ch 13 for the pre-discharge couseling education.
          I am not a lawyer and this is not legal advice nor a statement of the law - only a lawyer can provide those.

          06/01/06 - Filed Ch 13
          06/28/06 - 341 Meeting
          07/18/06 - Confirmation Hearing - not confirmed, 3 objections
          10/05/06 - Hearing to resolve 2 trustee objections
          01/24/07 - Judge dismisses mortgage company objection
          09/27/07 - Confirmed at last!
          06/10/11 - Trustee confirms all payments made
          08/10/11 - DISCHARGED !

          10/02/11 - CASE CLOSED
          Countdown: 60 months paid, 0 months to go

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            #6
            I used hummingbird both pre- and post-. It was cheap and painless. The post counseling was actually kind of interesting. It's a video of a BK lawyer and another person giving a lecture and it wasn't boring and useless, I kind of liked it. My atty filed my documents and they are posted on pacer.
            Filed C7: 04/25/2007
            341: 05/21/2007
            Last Day for Objections: 07/20/2007
            Discharged: 07/23/07 Closed: 07/26/07

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              #7
              I used hummingbird I liked them. They are cheaper than CCCS since hummingbird is nonprofit.
              May 31st, 2007: Petition Filed by my lawyer
              July 2nd, 2007: 341 Meeting Held
              September 4th, 2007: Discharged and Closed.

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