341 Today!

[frankies_mom]

So my 341 is this afternoon. I can't believe it is here already. I was supposed to go at 1pm but the office just called and it has been changed to 3pm. Which is maybe good b/c they have to get through 8 people at the 3pm time slot so I am praying it goes painlessly. I am so nervous. I talked to the attorney yesterday and he said just bring your ID and SS card. Nothing else. He also said keep your answers nice and short, it will take less than 5 minutes... they don't want to hear any long drawn out stories. So I am trusting him this will go smoothly. He is one of the best ones in the state and has been doing this over 20 years so I am sure he knows the drill. But I feel so sick to my stomach. Hopefully I will have good news to report later.

[wbp1968]

That is so true..Do exactly what your lawyer said. Don't give anymore info to the trustee then what he or she asks you for. Mine wad done and over within 5 min.Good luck. My last day for objections was yesterday.Just waiting here in North Carolina for it to read Discharged.

[JRScott]

Good Luck and know we are all with ya

[freshstart06]

Good luck, I can't wait until our meeting, this will be all over. My nerves are so bad.

[desperation]

Frankies Mom ....I hope it went well for you

Please post back, and let us know how it went.

Best wishes!
Desp

[frankies_mom]

Just my luck

Ughhhh! Well, it didn't go bad. It didn't happen at all!

OK so my attorney's office called the day before saying I needed to come at 3 instead of 1pm. That was fine. So I get there, nervous and anxiety-ridden. I was there by 2:20 to give myself plenty of time. So I am in the adjoining room waiting for my lawyer... and waiting... and waiting. People are coming in and out. Finally it is 3 and the last people had their meeting and there is no one left. I am thinking to myself, something is definitely wrong here. So I talk to the trustee and he said my lawyer should have called and told me it was postponed. The trustee has to leave for some sort of emergency. I was so mad and disappointed b/c I was all worked up to get this over with. Apparently my lawyer's office thought they told me but they only told me about the time change. There were 3 others scheduled with me with my same attorney and they all knew. I was steamed.

So they are going to call me with the new date. Good news is nothing has changed. 60 day clock is ticking now. And I don;t feel so anxious about it. Everyone was in and out very quickly and it was just a room with a table and chairs up front and you sit at the table with your lawyer and the trustee. That doesn't seem so bad. For some reason I was picturing myself at a podium speaking into a microphone. Maybe I have been watching too much Judge Judy! LOL

Thanks for all the kind words, and you too desperation. We have a Pug too... they are great dogs! I will keep you posted on the new date.

[freshstart06]

I pictured myself hat a podium speaking into a microphone as well. I am glad it isn't that way. I can't wait until my meeting.

[desperation]

Nope....no podium. I had the same ideal. I watch Judge Mathis when I'm out sick so I had the same pre conceived ideals. I thought I would be speaking into a microphone into a crowded room having to explain myself. Not so.

I showed up for my 341 to a room that was crowded and hot....about a dozen people tops in the room (there were about 8 rooms that people were reporting to for BK) everybody was there for the same reason. We were all just flat broke looking for help from the court.

I was sat a table in the middle of the room at the seat closest to trustee so that the recorder would get my statements. My attorney sat right next to me, and if there was something I was confused on she had my file right in front of her ready to answer questions.

Just my experience it was short, and brief. I had been stressing myself out over this meeting for four months. Wandering what to expect....the whole "what if" questions, and trying to prepare myself. In the end it turned out to be a very short lived experience. It took me about all of 3 minutes tops.

Hope this helps.

[rilbrianne]

I haven't even filed yet and I'm getting stomach cramps over the 341 meeting, I have heard that each person gets a few minutes and it's over. I'm filing Pro Se and am worried to face the dreaded Trustee by myself. My husband will be there too but he's the type to make me do all the talking.

I hope all of your meetings are quick and painless and I hope my cramps go away, lol. Thank God for this site, otherwise I'd still be shuffling through papers and probably given up by now for fear of failure.

[desperation]

Hang in there. There's a sticky on this website for advice on 341 meetings. It tends to cover the basic questions the trustee will ask.

Answer your trustee in simple yes or no questions where ever possible. Do not elaborate or explain or give him/her your life story. I kinda think they've heard it all anyway.

It's really just the facts and nothing but the facts. I for one was ready to throw up right before my 341 as well.

I wish you the best of luck, and hope all works out for you.