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I'm Discharged!!!

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    #1

    I'm Discharged!!!

    Just wanted to say a big "thank you!" for everyone's input and guidance through this process. I did it completely pro se, using NOLO's bankruptcy guide and this forum, and it went without a hitch. My debts were years old, and there was just no way I could ever pay them.

    I'm not sure what it will be like now that I don't have to worry about creditors stalking and harrassing me and my family. I am in my early thirties, and have been paying for stupid mistakes I made in college for far too long, and never feeling like I could dig my way out. I can say this, it has been a huge lesson for me. Good luck to all of you, as well.

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    #2
    I feel you can't wait until I am where you are. We are going Pro se as well, I am in my early 30s as well. I want to take care of this while I am still young and then I provide a better future for my kids. What is NOLS??? I want to file asap we have no assets so it should not be too hard. How far back do you go in reporting debt 7 years? 10 Years?
    Success is reachable, stretch out your arm and grab it.

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      #3
      Congratulations CJH

      Enjoy your fresh new financial start in life.




      Freshstart- NOLO is the lawbooks that print out a bankruptcy book that most pro se filers use to help them with their filing. It's the guidelines and information most lawyers use. There is a sticky at the top of this forum about it.
      "Try to save money. Someday it may be valuable again." - Anonymous

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        #4
        BKtango, what would I do without you??? Thanks so much.
        Success is reachable, stretch out your arm and grab it.

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          #5
          Fresh Start

          If you are going pro se, I HIGHLY recommend this book. It walks you step-by-step through each form, and made it incredibly easy. I could not have filed pro se without this. There is a sticky note about it on the first page.

          Good luck!

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            #6
            What was your file date I am in the 60 day club I guess and am curious as I also filed pro se congradulations!!
            Sometimes life make you deal with ugly and hateful people ,just think of them as sand paper. They may scratch you and rub you the wrong way but eventually you end up smooth and polished and the sand paper becomes old and worn out.

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              #7
              Congratulations!!!

              I'm hopeful our discharge goes smoothly!!!
              3/27/07: Chapter 7 Filed - Pre-filing true FICO (hers/his) 450/477
              5/10/07: 341 Meeting DONE! Trustee's Report of No Distribution Filed
              7/04/07: FICOs going up! Credit report cleanup (hers/his) 540/536
              7/10/07: DISCHARGED! 8/27/07: CLOSED!

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                #8



                Congratulations!

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                  #9
                  -

                  Congratulations
                  Petition Filed 6/4/07 :clapping:
                  341 meeting 7/31/07 :clapping: :unsure:
                  First Meeting Held and Trustee's Report of No Distribution 8/2 :yahoo::yahoo:
                  10/15/2007 - DISCHARGED!:yahoo::yahoo::yahoo:

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                    #10
                    Congratulations !!!! Can't wait till I can say the same thing.
                    3/30/07 Petition signed
                    5/21/07 341 Meeting
                    7/20/07 Last day for Objections
                    7/25/07 DISCHARGED 7/30/07 CLOSED

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                      #11
                      Congratulations

                      May 31st, 2007: Petition Filed by my lawyer
                      July 2nd, 2007: 341 Meeting Held
                      September 4th, 2007: Discharged and Closed.

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