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341 tomorrow...YIKES!

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    341 tomorrow...YIKES!

    Well, tomorrow is our 341. Needless to say, we're a bit nervous. We've disclosed everything to attorney, so I hope we're well prepared. I'm just a little worried about something coming up that we're not expecting. We are close on the median income, but ok on the I & J. He did mention briefly the remote possibility of needing to convert to a Ch13, but thought that our Trustee was "a good one to have" and "he probably wouldn't bat an eye". I sure hope the Trustee and our atty are golf buddies, or something.

    We DID receive our income tax return and used to to get current on our mortgage, so we wouldn't be heading for foreclosure. Also, my husband received his coaching pay on his most recent paycheck (an extra $1000). I wonder if we should use his previous 2 check stubs, since it wouldn't be unheard of if his check stub "hadn't yet arrived in the mail". But it's the same coaching pay he received last year, and is reflected in his annual income/W2s.

    Other than that, I can't think of anything else to really worry about.

    Any input from you more experienced folks is appreciated.

    Hoping for brighter skies ahead...
    4/7/07 Filed Ch7 :unsure:
    6/6/07 341 meeting done :blink:
    8/5/07 last day for objections :yes2:
    8/23/07 DISCHARGED!!! :yahoo::yahoo::yahoo:

    #2
    Usually the Trustee wants the current paystub and previous. IF you haven't received it in the mail .. hmmm that may delay things til' you DO receive, otherwise PRESENT what you have and you just might slide under the radar!

    Best of Luck, CMIYC
    July 2006: Filed Ch13 :blink:
    Oct 2006: Converted to Ch7 :clapping:
    Jan 2007: DISCHARGED :clapping:
    Nov 2007: CLOSED :yahoo::yahoo::yahoo:

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      #3
      Good luck tomorrow! I hope everything goes as smooth as glass! Let us know how it goes!!!
      3/27/07: Chapter 7 Filed - Pre-filing true FICO (hers/his) 450/477
      5/10/07: 341 Meeting DONE! Trustee's Report of No Distribution Filed
      7/04/07: FICOs going up! Credit report cleanup (hers/his) 540/536
      7/10/07: DISCHARGED! 8/27/07: CLOSED!

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        #4
        good luck.....I was nervous before mine as well......5 minutes later, I wasnt nervous anymore.

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          #5
          I wouldn't worry too much. I'd take the last two previous check stubs since the added 1000 check stub is so recent. Besides, don't be too concerned. The meeting only lasts 5 minutes. Then...you can be happy and worry free.

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