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I think maybe the 60 day wait is harder than the 341 wait!

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    #1

    I think maybe the 60 day wait is harder than the 341 wait!

    Geez, I can't believe how stressed I am about the 60 day waiting period!!! I thought after the 341 I'd feel stress-free... but it's just this vulnerability that gets me! 60 days... that's after the 4th of July! But... wait... if all goes as I hope (and attorney expects) I should have a FINANCIAL Independence Day (except for those pesky student loans!)!!! Wow, I'm pretty excited now! OK so I just needed to type it out. LOL!
    3/27/07: Chapter 7 Filed - Pre-filing true FICO (hers/his) 450/477
    5/10/07: 341 Meeting DONE! Trustee's Report of No Distribution Filed
    7/04/07: FICOs going up! Credit report cleanup (hers/his) 540/536
    7/10/07: DISCHARGED! 8/27/07: CLOSED!
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    #2
    GOOD LUCK, it will be over before ya know it !

    CMIYC
    July 2006: Filed Ch13 :blink:
    Oct 2006: Converted to Ch7 :clapping:
    Jan 2007: DISCHARGED :clapping:
    Nov 2007: CLOSED :yahoo::yahoo::yahoo:

    Comment

      #3
      For me, the first 7 weeks flew by. That last week before "D-Day" was the killer!!

      And then, our Court is set up for a 7 day waiting period. Last Day for Objections and Extensions passes and then you have to wait a week before the Discharge Notice is generated. UGH!!

      Just keep busy and it will fly by before you know it!!
      Filed Ch 7 - 09/06
      Discharged - 12/2006
      Officially Declared No Asset - 03/2007
      Closed - 04/2007

      I am not an attorney. My comments are based on personal experience and research. Always consult an attorney in your area to address concerns related to your particular situation.

      Another good thing about being poor is that when you are seventy your children will not have declared you legally insane in order to gain control of your estate. - Woody Allen...

      Comment

        #4
        Unless you have MAJOR red flags, I wouldn't sweat it! Relax, and know you are almost there!!
        Chapter 7 Pro Se....Discharged Feb. 2006

        Comment

          #5
          I went through the sitting and waiting period recently. Nobody likes to wait. But it will pass. Don't dwell on it.

          Comment

            #6
            The 60 day wait just about killed me. But like everyone has said, it will be over before you know it and then you will ask yourself "why was I so freaked out?"
            "Try to save money. Someday it may be valuable again." - Anonymous

            Comment

              #7
              I'm with Sinking. I was just fine until the last week. I spent that week freaking out and shooting emails off to my lawyer.
              Filed: 10/26/2006
              Discharged: 03/05/2007
              Closed: 5/19/2008 - Asset case due to balance transfer and income tax refund

              Comment

                #8
                Originally posted by JollyGG View Post
                I'm with Sinking. I was just fine until the last week. I spent that week freaking out and shooting emails off to my lawyer.
                Ditto!! Now I keep popping into Pacer to see if discharge was retracted or anyone filed anything at all to keep me from getting this over and done with! 23 days left to go until closing......

                P

                Comment

                  #9
                  Ok, the 60 day wait is for creditors to appeal? I ask because I have one goofball divorce lawyer I absolutely want to soak with the Chap 7 protection. However - he is local and as a law firm it would be easy for them to at least make a run for the money or make it hard on me. Any thoughts?

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