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    internet payday loans?

    So a while back we had some rough months and got several internet paydays. We included them in the petition. But the other day we got the papers from the court and our attorney that says they could not send out notice to them because we could not find an address for the companies. It also states "... that a creditors failure to recieve notice of your case could mean the debt owed to that creditor may not be discharged."

    AHHHH.... I have searched and searched, I've emailes, even called. I can not get the addresses for these places. The most I've gotten is fax numbers. I don't know what to do.

    Any suggestions?

    Also what happens later on down the road if we forgot a creditor?

    So I really am new to this... we are including all the medical bills from my c-section and hospital stay when we had our 2nd son. This may be stupid but would I still be able to see my ob/gyn? or would I need to find myself a new dr?

    Thanks
    3/30/07 Petition signed
    5/21/07 341 Meeting
    7/20/07 Last day for Objections
    7/25/07 DISCHARGED 7/30/07 CLOSED

    #2
    Originally posted by juststupid View Post
    AHHHH.... I have searched and searched, I've emailes, even called. I can not get the addresses for these places. The most I've gotten is fax numbers.
    The bk system has not quite caught up with virtual companies and how to notify them. We have some very expert computer searchers here - what are the company names and website addresses? We'll see if we can help you dig out some information about them.

    Also what happens later on down the road if we forgot a creditor?
    If you live in the Ninth Circuit Court District, if what you owe the creditor would have been discharged if you had listed them, this district has said that the forgotten debt will be discharged. If you live in any other circuit court district, then it depends on how that district's trustees and the US Trustee is handling the situation. Some say you have to open your case again to add them .

    we are including all the medical bills from my c-section and hospital stay when we had our 2nd son. This may be stupid but would I still be able to see my ob/gyn? or would I need to find myself a new dr?
    Depends on the doctor. Some doctors understand and will continue to see you (although they may require full payment up front to do so). Others will request that you find another doctor. Since you filed Ch 7 and will likely be discharged in a few months, if you really love your ob and don't want to find another one, after your case is closed, you could consider an arrangement with the doctor's office to pay him/her back what is owed.
    I am not a lawyer and this is not legal advice nor a statement of the law - only a lawyer can provide those.

    06/01/06 - Filed Ch 13
    06/28/06 - 341 Meeting
    07/18/06 - Confirmation Hearing - not confirmed, 3 objections
    10/05/06 - Hearing to resolve 2 trustee objections
    01/24/07 - Judge dismisses mortgage company objection
    09/27/07 - Confirmed at last!
    06/10/11 - Trustee confirms all payments made
    08/10/11 - DISCHARGED !

    10/02/11 - CASE CLOSED
    Countdown: 60 months paid, 0 months to go

    Comment


      #3
      Hello Just
      I am having the same problem with a payday loan company called US Fast Cash. They refuse to give me their address..they just tell me I can western union them the money!
      To make matters worse..they call me at work every day and get quite nasty on the phone. So, until they give me their address, I, too am stuck! My lawyer had called and asked me to get an address for them, but they will not cooperate. I have even tried to lie to them by telling them that I would mail them a money order because I dont have a checking account and cant afford the western union fee, but they STILL won't give out the address. They are obviously very shady! Once this is all over, I will NEVER do business with an online payday loan company again!
      Good luck to you!

      Comment


        #4
        Is one of these the corect compnay (many have similar names)

        USFastcash
        198 South Eights Tribes Trail
        Miami, OK 74355
        Telephone: (800) 640-1295
        Fax: (800) 470-6614

        US Fast Cash/ United Cash Loan
        Nashville, TN 37219
        Telephone: (800) 420-3171

        US Fast Cash
        2533 N Carson St Ste 5436
        Carson City, NV 89706

        Comment


          #5
          I hope that someone will be able to help me find the addresses, Thanks!

          500FastCash
          Paychecktoday
          Tendollarpaydayloan
          Oneclickcash

          Also, How do I find out if I'm in the ninth circuit court district?
          3/30/07 Petition signed
          5/21/07 341 Meeting
          7/20/07 Last day for Objections
          7/25/07 DISCHARGED 7/30/07 CLOSED

          Comment


            #6
            Finding addresses

            Usually you can go to www.whois.org and enter the website address. This will give you the contact information for who owns the website and their address.

            Comment


              #7
              Whois is a good suggestion, however Whois may not work on some of these as they usually register by proxy. Usually you can type in the name of the company and the word "address" in google to find them. You may have to look through several posts.

              Here's one more anyway. (can't verify them, but they seem OK)

              500FASTCASH
              515 GSE
              Miami, OK 74354
              Telephone: (888) 339-6669


              500Fastcash
              2533 N. Carson St.
              Carson City, NV 89706
              Telephone: 913-648-5858
              Last edited by alh; 04-13-2007, 10:53 AM.

              Comment


                #8
                This is what I found at Who Is:

                Administrative Contact:
                Private, Registration [email protected]
                Domains by Proxy, Inc.
                DomainsByProxy.com
                15111 N. Hayden Rd., Ste 160, PMB 353
                Scottsdale, Arizona 85260
                United States
                (480) 624-2599 Fax -- (480) 624-2599

                http://www.networksolutions.com/whoi...usfastcash.com

                And then I found a complaint about them on a web page that had different info:

                ADDRESS 1650b RIO RANCHO BLVD
                RIO RANCHO NM 87124
                800-279-8511

                http://www.ripoffreport.com/reports/ripoff152597.htm

                But that web site says USFASTCASH.COM, AMERILOAN.COM, and UNITEDCASHLOANS.COM are all one company.

                So I dunno.
                Filed Ch 7 - 09/06
                Discharged - 12/2006
                Officially Declared No Asset - 03/2007
                Closed - 04/2007

                I am not an attorney. My comments are based on personal experience and research. Always consult an attorney in your area to address concerns related to your particular situation.

                Another good thing about being poor is that when you are seventy your children will not have declared you legally insane in order to gain control of your estate. - Woody Allen...

                Comment


                  #9
                  Go to this website

                  Discuss debt questions in debt forum where community members share real life experiences on how to deal with creditors, collection agencies, pdls etc.


                  go to the credit forums. 90% of the questions asked on this forum are about internet payday loans. Someone will have the addresses for you.

                  Comment


                    #10
                    Originally posted by juststupid View Post
                    How do I find out if I'm in the ninth circuit court district?
                    Here's a map of all the US Courts districts - http://www.uscourts.gov/courtlinks/ . The Ninth District is all western US states - California, Washington, Oregon, Nevada, Arizona, Idaho, and Montana.

                    I see you've already gotten some great leads on the payday loan addresses. I just love all the wonderful people here who know so much and are willing to help out someone in need! Way to go, forum members!
                    I am not a lawyer and this is not legal advice nor a statement of the law - only a lawyer can provide those.

                    06/01/06 - Filed Ch 13
                    06/28/06 - 341 Meeting
                    07/18/06 - Confirmation Hearing - not confirmed, 3 objections
                    10/05/06 - Hearing to resolve 2 trustee objections
                    01/24/07 - Judge dismisses mortgage company objection
                    09/27/07 - Confirmed at last!
                    06/10/11 - Trustee confirms all payments made
                    08/10/11 - DISCHARGED !

                    10/02/11 - CASE CLOSED
                    Countdown: 60 months paid, 0 months to go

                    Comment


                      #11
                      Thank you everyone, you all are very helpful... I have found all the addresses and phones numbers.
                      3/30/07 Petition signed
                      5/21/07 341 Meeting
                      7/20/07 Last day for Objections
                      7/25/07 DISCHARGED 7/30/07 CLOSED

                      Comment

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