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341 � I feel kind of stupid.

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    341 � I feel kind of stupid.

    Last edited by ChainSmokin; 01-16-2007, 04:48 PM. Reason: smoke break
    12/12/06 - Filed No Asset Chapter 7 - 85K on CC's
    01/16/07 - 341 drum circle 02/06/07 -US Trustee Review
    03/19/07 - Objection Deadline - 03/21/07 Discharged/Closed
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    #2
    Not to worry.. details ... details...

    It will all be ok. 60 days and it will be a new life. Actually, you can go about with your new life now. It has been 6 years now, and the creditors are not going to dig up the old cases to object.

    Comment


      #3
      Don't feel bad. My husband forgot the ONE thing we were repeatedly told not to forget - his SSN card. We had the same result - fax it in ASAP. We faxed it that very day, didn't have to go back to court, and were promptly discharged two days after the original deadline for objections.
      Filed Chapter 7: 9/29/06
      341 Meeting: 11/01/06
      Last Day for Objections: 1/01/07
      Discharged and closed: 1/03/07

      Comment


        #4
        You guys are awesome! I knew what you were going to say, but I needed
        12/12/06 - Filed No Asset Chapter 7 - 85K on CC's
        01/16/07 - 341 drum circle 02/06/07 -US Trustee Review
        03/19/07 - Objection Deadline - 03/21/07 Discharged/Closed
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        Comment


          #5
          Filed Ch 7 - 09/06
          Discharged - 12/2006
          Officially Declared No Asset - 03/2007
          Closed - 04/2007

          I am not an attorney. My comments are based on personal experience and research. Always consult an attorney in your area to address concerns related to your particular situation.

          Another good thing about being poor is that when you are seventy your children will not have declared you legally insane in order to gain control of your estate. - Woody Allen...

          Comment


            #6
            12/12/06 - Filed No Asset Chapter 7 - 85K on CC's
            01/16/07 - 341 drum circle 02/06/07 -US Trustee Review
            03/19/07 - Objection Deadline - 03/21/07 Discharged/Closed
            sigpic

            Comment


              #7
              ChainSmokin, when we went to our 341, our attorney didn't tell us to bring anything but our id's and ss cards. We weren't even ask about either id's or ss cards and never even had to show them at the 341 and the trustee never asked for anything additional. But, I did bring a bag full of "anything and everything" just IN CASE I agree with you, get a good lawyer that has a good relationship with the trustee's and you will have many many less headaches! I still think the best lawyer to get is the one that ppl over and over recommend and specializes in bk. Ours was highly recommended and now I see why, he was exceptional.
              Way to go on your 341 going smoothly, other than the bank statement and that was no biggie! Welcome to the 60 day club!
              AKA: InLimbo

              9/28/06: Filed: Chapter 7
              1/12/07: Discharged & CLOSED

              Comment


                #8
                Our lawyer forgot to bring last years tax return and the trustee just pushed our case back a little why he ran to the office to get it. She did our 341 when he returned. Just more evidence that you weren't the only one to forget something simple and obvious.
                Filed: 10/26/2006
                Discharged: 03/05/2007
                Closed: 5/19/2008 - Asset case due to balance transfer and income tax refund

                Comment


                  #9
                  Thanks Limbo and Jolly,

                  I hand delivered the bank statement, yesterday. My attorney happened to be there and he looked it over and said it looked fine, made a copy and gave my original back. He told office chick to fax it off. Then I punched him in the stomach, just kidding.

                  I’m going to wait until I see a completed 341 meeting on PACER before I consider myself in the 60 day club.
                  12/12/06 - Filed No Asset Chapter 7 - 85K on CC's
                  01/16/07 - 341 drum circle 02/06/07 -US Trustee Review
                  03/19/07 - Objection Deadline - 03/21/07 Discharged/Closed
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                  Comment


                    #10
                    I am now turtlely enough to be in the turtle club!!!

                    From PACER
                    Filed & Entered: 01/18/2007
                    Chapter 7 Trustee's Report of No Distribution



                    12/12/06 - Filed No Asset Chapter 7 - 85K on CC's
                    01/16/07 - 341 drum circle 02/06/07 -US Trustee Review
                    03/19/07 - Objection Deadline - 03/21/07 Discharged/Closed
                    sigpic

                    Comment


                      #11
                      Woohoo! The rest is just formality!!

                      You can get on with your life now.

                      Comment


                        #12
                        Originally posted by ChainSmokin View Post
                        [B]I am now turtlely enough to be in the turtle club!!!
                        So happy for you, CS! Fantastic news! Congratulations on your soon-to-begin fresh financial start!
                        I am not a lawyer and this is not legal advice nor a statement of the law - only a lawyer can provide those.

                        06/01/06 - Filed Ch 13
                        06/28/06 - 341 Meeting
                        07/18/06 - Confirmation Hearing - not confirmed, 3 objections
                        10/05/06 - Hearing to resolve 2 trustee objections
                        01/24/07 - Judge dismisses mortgage company objection
                        09/27/07 - Confirmed at last!
                        06/10/11 - Trustee confirms all payments made
                        08/10/11 - DISCHARGED !

                        10/02/11 - CASE CLOSED
                        Countdown: 60 months paid, 0 months to go

                        Comment


                          #13
                          AKA: InLimbo

                          9/28/06: Filed: Chapter 7
                          1/12/07: Discharged & CLOSED

                          Comment


                            #14
                            Thanks Limbo and congrats on your recent discharge AND close!

                            Someone here a week or two back mentioned they had trouble finding their 341 meeting place, so I made sure I found the room a few days before. If I had to do it over again, I would have also sat in on a session. Seeing how fast the trustee ripped through the cases would have set my mind at ease. This also would have tipped me off to exactly what the trustee wanted to see.

                            I finished my debtor education course today, easy stuff but glad I read through their online booklet, they are definitely looking for some specific answers in some areas. Also of note, It took about an hour to get them on the phone, and had to listen to a 30 minute post BK spiel before they would fax it off to my attorney.
                            12/12/06 - Filed No Asset Chapter 7 - 85K on CC's
                            01/16/07 - 341 drum circle 02/06/07 -US Trustee Review
                            03/19/07 - Objection Deadline - 03/21/07 Discharged/Closed
                            sigpic

                            Comment

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