Question about returned Notices to Creditors

[ajames1526]

In my matrix I had 36 credits including the collection agencies and/or attorneys after me. Now from this though I have had 3 letters returned to me as having went to the wrong address. 2 were to the original creditors and one to a JDB. The attorneys for JDB did get their notice and the collection agencies for the 2 original creditors got theirs as well. Should I concern myself about the 3 returns?

Thank you

[ChainSmokin]

[bige1030]

Go to your bankruptcy court's website and look at the Local Rules. See what the procedure is for dealing with returned notices. If I recall correctly, the procedure is covered there.

Find proper addresses for the creditors and amend your matrix to add them.

I'm not sure how to get the bad addresses off of your old matrix. You might call the clerk of your bankruptcy court and ask.

[poorme]

I had a few of those - I just found one of their old bills, and inserted the filing notice and stay into the payment envelope to the payment center with an attached note that said "Please get this into the hands of your manager and Bankruptcy representative asap!"

Funny, one of the returns was for BoA - I 'forgot' to send that one...never had any issues with continuing to use my account, either. :-)

[lrprn]

Funny, one of the returns was for BoA - I 'forgot' to send that one...never had any issues with continuing to use my account, either. :-)

Poorme, are you saying you used your BoA credit card during your bankruptcy? If you did, that's a big no-no. However, if you are saying your BoA card survived your bankruptcy and you were able to use it after your case was closed, then wow! You were very lucky!

[ChainSmokin]

[poorme]

No - I didn't have a BoA credit card - just a check/debit card. But because the bank account was listed in my financials, I presumed the trustee & court send them notices so they can determine if there are assets to be had -