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    #1

    New 341

    Just out of curiousity, now that I'm re-filing from Chapter 13 to Chapter 7, I have another 341 meeting scheduled for November. No creditors showed up at the Chapter 13 meeting, what are the chances they are going show up at the Chapter 7 hearing? Any thoughts? Also, I have a new trustee???

    Catchmeifyoucan
    July 2006: Filed Ch13 :blink:
    Oct 2006: Converted to Ch7 :clapping:
    Jan 2007: DISCHARGED :clapping:
    Nov 2007: CLOSED :yahoo::yahoo::yahoo:
    Tags: None
    #2
    They don't have to show up at the 341 and probably won't...... but they can still file an objection after the 341 meeting and during the 60 days objection period.......

    Keep us posted.....
    Minny

    "It's amazing the paths that our feet sometimes follow in life".

    My suggestions are from "personal experience" and research only. Do not consider this as legal advice. Each bankruptcy case is different.

    Comment

      #3
      Our Trustees here are either Ch 7 or Ch 13. Ch 7 handle only Ch 7 filers, Ch 13 handle only Ch 13 filers. Probably the same in your Court as well. Possibly the reason you have a different Trustee this time.

      There were no Creditors at all at our 341. Not for us or for anyone else there that day. Just filers, attnys, the Trustee and his assistant, and US Marshalls. Chances are, if you don't have any small, local Creditors, you won't have any Creditors show at your 341 this time either.

      Our attny said generally the smaller, local Creditors are the only ones they see at the 341's.
      Filed Ch 7 - 09/06
      Discharged - 12/2006
      Officially Declared No Asset - 03/2007
      Closed - 04/2007

      I am not an attorney. My comments are based on personal experience and research. Always consult an attorney in your area to address concerns related to your particular situation.

      Another good thing about being poor is that when you are seventy your children will not have declared you legally insane in order to gain control of your estate. - Woody Allen...

      Comment

        #4
        less chance they'll show up at 7! They aren't getting anything now. Good luck.
        Chapter 7 Pro Se....Discharged Feb. 2006

        Comment

          #5
          Good to hear that you're changing from 13 to 7. How did you make it work? Did you quit one job?
          *** THIS IS NOT LEGAL ADVICE--ONLY A LAWYER CAN PROVIDE THAT. ***

          My posts represent hours of research on and off the web, these forums, my experience, and my opinions.

          Comment

            #6
            Quit One Job

            Yup Yup .. I quit one job .. I weighed everything out, it didn't make sense for me to commit the next 5 years and practically all of my paychecks to Trustee and my hard earned tax returns, when I could just quit one job and not pay anything (granted no objections or adversarys) under a chapter 7 that would hopefully get discharged (I figure come mid January). I'm pulling some OT on my night job, just so long as I dont go over the median, I should fair well for the next couple of months. It's weird being off all day, I tell you, I don't know what to do with myself but sleep, eat, sleep, eat !

            Will keep ya posted: Catchmeifyoucan
            July 2006: Filed Ch13 :blink:
            Oct 2006: Converted to Ch7 :clapping:
            Jan 2007: DISCHARGED :clapping:
            Nov 2007: CLOSED :yahoo::yahoo::yahoo:

            Comment

              #7
              Good decision! Its hard, but what a feeling when the chapter 7 is over! Its all worth it!
              Chapter 7 Pro Se....Discharged Feb. 2006

              Comment

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