Originally posted by MEA2
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Actually, because I was pretty much maxed out on my cards I was using cash only well before my BK, so it wasn't much of a change. If anything, that helped me keep to the straight and narrow since then. I have gotten one credit card that carries a tiny balance in order to rebuild my credit.
If you're able to do so, and aren't already doing it, I would definitely start building the good habits now that will serve you post-discharge.
Good luck!
Ron
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