Will USAA close your checking account if you don't owe them any money?

[moorman]

I'm contemplating filing chapter 7. I have a checking account with USAA. I have renters insurance only. I don't have any loans or credit cards with them. If I file chapter 7, will they close my checking account. I heard that some banks or credit unions will close your account or freeze your funds if you file bankruptcy even if you don't owe them any money.

[justbroke]

No. They did not close mine after I filed Chapter 13.

[moorman]

No. They did not close mine after I filed Chapter 13.

Thanks for that information. I appreciate it. Oh, one more quick question. I assume they didn't freeze your account either? Thanks.

[justbroke]

My accounts were not frozen. The only notorious bank to freeze an account is Wells Fargo. There may be individual credit unions that do so, but USAA is not a credit union.