Hi there!
I'm in Texas and I'm Pro Se in a chapter 7 no asset case.
341 meeting went well and everything was going smoothly until I started getting phone calls from creditors again...just 2 weeks before I'm scheduled for a potential discharge.
They call a few times during the week but never leave voicemails.
When I research the phone numbers, I see enough evidence to believe it's the bank's attorneys / legal team contacting me.
So I have at least 1 or maybe 2 creditors trying to reach me.
I know it isn't that unusual for opposing attorneys to contact me. But what could their intentions be this late in a no-asset case?
They still have a few weeks to file an objection to discharge, which means they have some (expensive) leverage.
But I obviously don't have enough cash to pay off any large debts, which is the reason why I filed chapter 7 in the first place.
Maybe they're just screwing with me. Or maybe they'll threaten to object to discharge.
I have $39K in unsecured credit card debt.
Please let me know if you've seen or heard of anything like this before. Any input is appreciated!
I'm in Texas and I'm Pro Se in a chapter 7 no asset case.
341 meeting went well and everything was going smoothly until I started getting phone calls from creditors again...just 2 weeks before I'm scheduled for a potential discharge.
They call a few times during the week but never leave voicemails.
When I research the phone numbers, I see enough evidence to believe it's the bank's attorneys / legal team contacting me.
So I have at least 1 or maybe 2 creditors trying to reach me.
I know it isn't that unusual for opposing attorneys to contact me. But what could their intentions be this late in a no-asset case?
They still have a few weeks to file an objection to discharge, which means they have some (expensive) leverage.
But I obviously don't have enough cash to pay off any large debts, which is the reason why I filed chapter 7 in the first place.
Maybe they're just screwing with me. Or maybe they'll threaten to object to discharge.
I have $39K in unsecured credit card debt.
Please let me know if you've seen or heard of anything like this before. Any input is appreciated!
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