Expenses for 5 or 6?

[multipass]

We're a family of 5 for the means test, but we've moved in with MIL until we get back on our feet financially. Because she pays the mortgage (it's her house and she lives in it) we worked it out to pay utilities/maintenance/groceries/any and all household expenses in lieu of rent, so when I fill out the itemized actual expenses form should I list the amounts we actually pay (ie: for 6 people) or add them up, divide by 6 to get the per-person amount then mulitply by 5 to make it for the same number of people as used on the means test?

Also, DH makes a slightly different amount per paycheck because his hours can vary a smidge plus we changed withholding recently, so for schedule I should I base it off the average of the last six months like the means test or only use the amounts off his most recent pay stub?

TIA, and our meeting to turn in all paperwork to file is tomorrow, so I'll stop posting so many questions after that I promise!

[leonel9]

For your household expense question, I'll defer to others. But I would ask this: Does any way you look at it run the risk of you not passing the means test?

As far as Schedule I, you should list your going-forward income, as explained in the form's instructions:

Note that the income you report on Schedule I may be different from the income you report on other bankruptcy forms. For example, the Chapter 7 Statement of Your Current Monthly Income (Official Form 122A-1), Chapter 11 Statement of Your Current Monthly Income (Official Form 122B), and the Chapter 13 Statement of Your Current Monthly Income and Calculation of Commitment Period (Official Form 122C-1) all use a different definition of income and apply that definition to a different period of time. Schedule I asks about the income that you are now receiving, while the other forms ask about income you received in the applicable time period before filing. So the amount of income reported in any of those forms may be different from the amount reported here.

If your new withholdings were changed to result in no taxes owed or refunds, then I would use those figures with what you anticipate making going forward.