Sorry for all the questions; we have an appointment with an attorney next Tuesday, and I'll definitely be asking him this stuff, but I'm trying to get a general idea ahead of time.
We've had consultations with two attorneys and got very different answers to one question: whether or not our oldest son qualifies as a dependent. The first attorney (15 years experience) said no way and we'd have to do a CH13; the second attorney (35 years experience, both have similar ratings on avvo) said he definitely does and we qualify for a CH7. Circumstances: son is 22, lives with us, is in school full-time (no job), we pay his expenses other than tuition/fees which he has student loans for, and we claim him as a dependent on our taxes. It's the second attorney we have an upcoming appointment with, btw.
Also, we vacated our house almost a year ago because of major problems with it (will be surrendering it after bank denied short sale) and moved in with my mother-in law. We pay all utilities/household expenses/maintenance/repair in lieu of rent (adds up to about what rent would be in this area); we don't have to count her as part of the household, right? It's counted as a roommate/landlord type situation, correct?
Thanks for any insight/info. I tend to overthink things and stress over them.
We've had consultations with two attorneys and got very different answers to one question: whether or not our oldest son qualifies as a dependent. The first attorney (15 years experience) said no way and we'd have to do a CH13; the second attorney (35 years experience, both have similar ratings on avvo) said he definitely does and we qualify for a CH7. Circumstances: son is 22, lives with us, is in school full-time (no job), we pay his expenses other than tuition/fees which he has student loans for, and we claim him as a dependent on our taxes. It's the second attorney we have an upcoming appointment with, btw.
Also, we vacated our house almost a year ago because of major problems with it (will be surrendering it after bank denied short sale) and moved in with my mother-in law. We pay all utilities/household expenses/maintenance/repair in lieu of rent (adds up to about what rent would be in this area); we don't have to count her as part of the household, right? It's counted as a roommate/landlord type situation, correct?
Thanks for any insight/info. I tend to overthink things and stress over them.
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