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    #16
    Hi Spidge, we modified our mortgage while in the 13 and while it didn't affect our payment, it shortened the length of our plan because the arrears came out. Instead of the end being January '16, we have now made our last payment and are awaiting discharge.

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      #17
      Found someone who helped a friend of mine modify her mortgage. Like me, she was years behind due to unemployment and illness. Keep your fingers crossed for us. We could use some good news !!

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        #18
        My finger's are crossed. A personal referral is a great way to find help. Good luck!
        LadyInTheRed is in the black!
        Filed Chap 13 April 2010. Discharged May 2015.
        $143,000 in debt discharged for $36,500, including attorneys fees. Money well spent!

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          #19
          Everything crossed and good thoughts coming your way....Good Luck!

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            #20
            Thank you everyone !!!

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              #21
              No, it didn't affect my payment at all.
              Filed Chapter 13 with lien strip on 2-28-11 * 341 held on 3-30-11 * First confirmation hearing held 4-20-11, continued until 5-25-11, continued until 6-29-11, continued until 8-10-11. Plan finally confirmed on 8-10-11!!!

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