Almost made it, but hit a little snag

[jmac]

Im currently at month 54 in my bk but have been on strike for 4 weeks with no end in sight, i have saved enough to make at least 3 more payment then i will have to come up with new way to finish this thing, any ideas?

[spidge]

Eek. Sorry to hear of the timing of the events, but I do hope good things come from it. Have you discussed this with your attorney? Could you obtain a hardship discharge?

My trustee did not act until we were two payments behind and asked for a hearing 30 days later. This gave me time to straighten things out.

[LadyInTheRed]

Yes, call your attorney to see if anything can be done now. He may tell you that you have to wait until you get to the point where you can't make a payment. If so, ask him at what point you should call. A certain amount of time before you miss a payment? After a payment is already late?

Good luck. I hope you get a good contract soon!

[dmc-2008]

Oh boy this sucks!!! But you are so close!!! If your payment is super high, I don't know otherwise can you save for it, borrow, work some extra job? Yep ask your atty. Maybe early pay off amount? I sure don't know but keep us posted and good luck! Almost there! And naturally it has to be stressful! Gah!!!!

[jmac]

thanks guys! somehow i will finish it.

[jmac]

Feels good to get my first paycheck in almost 2 1/2 months, being on strike while in a ch13 is no fun glad i was semi prepared with a little help also from good friends.

[spidge]

Feels good to get my first paycheck in almost 2 1/2 months, being on strike while in a ch13 is no fun glad i was semi prepared with a little help also from good friends.

So your now back to work and the strike is over?

Glad to here that. What's the BK status? Good to go?

[jmac]

Still good spidge, i had a few payments built up in savings for a rainy day and it rained on me lol. I would of lived in my car before letting anything happen to my BK this far along.

[tigergem]

So glad that worked out for you. I felt that way about my Chapter 13, too, very protective of making it happen. I think that is how you have to look at it in order to succeed.