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Has anyone been allowed to consolidate or refinance student loans while in Ch. 13?

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    Has anyone been allowed to consolidate or refinance student loans while in Ch. 13?

    My husband's student loans are insane. We pay almost $600 a month, and today got the notice that it's going up $200 a month. I've contacted my attorney, but she's so slow to respond, I thought someone here might have an answer. We're 10 months from our last payment of a 5 year plan - we can make it work, but if we don't have to give the government more interest, why should we?

    Thanks!
    Filed: 11/10; 341: 1/11; Confirmed: 2/11
    49 payments down, 11 to go...

    #2
    Were these loans obtained after you filed for bankruptcy (Chapter 13)? I ask, because if they are prepetition loans, then they should have been in deferment. I'm unsure but maybe you could ask for a deferment until your plan is completed.
    Chapter 7 (No Asset/Non-Consumer) Filed (Pro Se) 7/08 (converted from Chapter 13 - 2/10)
    Status: (Auto) Discharged and Closed! 5/10
    Visit My BKForum Blog: justbroke's Blog

    Any advice provided is not legal advice, but simply the musings of a fellow bankrupt.

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