We filed chapter 7 in 8/03 we converted to a 13 in 04, can I convert back to a 7. I can't afford payments!!!
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now you must pass the means tests that
determines if you can go 7 -
What does that mean?Comment
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what state do you live in?Comment
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try this website in determining if your income is under the limit/Comment
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MississippiComment
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I may be wrong here, but since you started your whole process under the Old Law, Old Law rules may govern what you can and cannot do here.
Did you receive a discharge of the first Ch 7 filing or simply convert to Ch 13? If you received a discharge, you cannot refile. But if you converted your original Ch 7 to 13, then it may be possible.Filed Ch 7 - 09/06
Discharged - 12/2006
Officially Declared No Asset - 03/2007
Closed - 04/2007
I am not an attorney. My comments are based on personal experience and research. Always consult an attorney in your area to address concerns related to your particular situation.
Another good thing about being poor is that when you are seventy your children will not have declared you legally insane in order to gain control of your estate. - Woody Allen...Comment
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Hi,
I think sf is correct, you should be able to convert back to 7 under the old law,
I believe it is a relatively easy peptition with a small fee $15 or something, how-ever you will now be under chapter 7, very different rules, if you own home the trustee may now seize your house and sell it if this would be in the best interest of the creditors. If you don’t own any real property or other assets you want to keep than this may be for you.
Good luck,
bkbikerComment
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