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Done Done Done !!!!!! after 5 long yrs

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    Done Done Done !!!!!! after 5 long yrs

    I waited 5 longs yrs to write this Thank God

    now just waiting for the discharge it can take up to 60 days

    My credit score is 712 i had 2 cars and a house payment and i always paid on time so i guess it help me a lot


    People just hang in make the payments and before you know it it will be over

    Have a happy and safe holidays

    #2
    Congratulations!

    I am 5 months behind you and can't wait to type those words myself.
    LadyInTheRed is in the black!
    Filed Chap 13 April 2010. Discharged May 2015.
    $143,000 in debt discharged for $36,500, including attorneys fees. Money well spent!

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      #3
      Congratulations!!!!
      Filed ch 13 03/2012. Final payment made 03/2015. Discharged 8/04/15!!!

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        #4
        Congrats ! 15 more payments, Can't wait!!

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          #5
          Congratulations...what a wonderful way to start the holiday season
          Enjoy your new freedom!!!!
          Filed Chapter 13 - 07/20/12
          Discharged 8/2/16

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            #6
            Originally posted by sophieanne View Post
            Congratulations...what a wonderful way to start the holiday season
            Enjoy your new freedom!!!!
            Boy I guess!!! Congrats!!!!!! Woo hoo!
            Discharge date: October 2017 (will it ever get here?)

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              #7
              Congrats!

              Thats amazing you have a score in the 700's at discharge! I checked mine and its only 630, but I noticed I have two bogus items in collections that were included in my bankruptcy when I filed in 2010. I have contacted both places who agreed its an error and are removing them so perhaps that will help my score soon.

              I have one more payment next Friday and I will have paid off my base plan amount in full, so according to my attorney, I will recieve my discharge.
              Chapter 13 Filed Feb 2010, Confirmed May 2010
              Last payment made Dec 2014, Awaiting discharge

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                #8

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                  #9
                  DAAAAANNNNNGGGGG!!!!!!!

                  A five year plan completed. Good for you. Congrats.
                  11/23/'10-filed ch 13. 1/6/'11-341, confirmed. Below median. Plan completed 11/30/2015. DISSCHARGED 4/4/2016.JP

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                    #10
                    Further proof that a Chapter 13, while challenging, can be completed! Congratulations on being one of the few, the proud, discharged Chapter 13 debtors!
                    Chapter 7 (No Asset/Non-Consumer) Filed (Pro Se) 7/08 (converted from Chapter 13 - 2/10)
                    Status: (Auto) Discharged and Closed! 5/10
                    Visit My BKForum Blog: justbroke's Blog

                    Any advice provided is not legal advice, but simply the musings of a fellow bankrupt.

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                      #11
                      Woo hoo! Congrats!!!
                      ~~ Filed Over Median Income Chapter 7: 12/17/2010 ~~ 341 Held: 1/12/2011 ~~ Discharged: 03/16/2011 ~~
                      Not an attorney - just an opinionated woman.

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                        #12
                        Congrats!!!!! I have 2 payments left, can't wait to write the same thing.
                        Discharged 5/2015

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                          #13
                          Wow this was very fast >>>>>> got my discharge papers today im done !!!! great way to start the holidays discharge & debt free .....

                          good luck everybody

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                            #14
                            Congrats to you !!!! I am jealous that your discharge came so soon & I am jealous of your credit score. Because the trustee made my mortgage ,helco & car pmt I have had no activity for 5yrs so I am at 619..
                            Happy Holidays
                            Those who live in glass houses should not throw stones
                            Chapter 13 filed 10-21-09
                            Discharged 4-13-15

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                              #15
                              What district in Florida--We have only 2 months left in the middle district and are hoping for a short discharge time

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