Got a question. after months of going back and forth on how i want to proceed with my current chapter 13, i intend to let the case get dismissed by the trustee, and file chapter 7 down the road. i have a car in the plan i want to keep. During the chapter 13 ( before the dismissal) im i allowed to talk to the creditor about the car and negotiate a repayment plan ( let them know i anticipate the case getting dismissed) or do i have to wait till the case is dismissed before i can communicate with them??
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You can talk to them, however there is a good possibility that they will not talk back. If you used an attorney, you should speak with him/her.All information contained in this post is for informational and amusement purposes only.
Bankruptcy is a process, not an event....... -
thanx for the response. ill call them and see if they respond. thanx.Originally posted by frogger View PostComment
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They should refuse to talk to you if you are represented! This happened to me in my Chapter 13 and I politely told the person that I was the attorney of record, Pro Se, and that they could talk to me. Took a few minutes on hold but we got that straightened out. In most cases, they will want a signed letter from the attorney, if represented, or a signed letter from the debtor himself, if not represented.Chapter 7 (No Asset/Non-Consumer) Filed (Pro Se) 7/08 (converted from Chapter 13 - 2/10)
Status: (Auto) Discharged and Closed! 5/10
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Any advice provided is not legal advice, but simply the musings of a fellow bankrupt.Comment
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I know this is nosey but why are you going that route? How long have you been in bk13?Discharge date: October 2017 (will it ever get here?)
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