Plan Confirmed, Bogus Claim Filed

[May2014]

Our plan was confirmed on the 10th, thank God that's over with!

BUT...I received proof of claim papers from a Wells Fargo lawyer that say our mortgage is in arrears by $1089.74. NDS shows that is is in our payment plan. We have NEVER missed a payment on the house we're keeping, so the claim is totally bogus. I've put in an email to our attorney, I guess he'll figure that out. In the great scheme of things, it doesn't matter. I pay the same $795 for 60 months, regardless of who gets the money. Still, it just seems wrong to me...

[justbroke]

Always report bogus claims and let your attorney deal accordingly. I don't like it when creditors receive undeserved, excuse me, receive payments for which they are not due.

[switch625]

Our plan was confirmed on the 10th, thank God that's over with!

BUT...I received proof of claim papers from a Wells Fargo lawyer that say our mortgage is in arrears by $1089.74.

Did you accrue late charges that werent paid or is your escrow short somehow?

[May2014]

I talked to Wells Fargo on another issue, and the only thing funny with my bill is that I had $158 in credits because they never applied the extra to the principle. I tend to round up to the nearest $10. Even my credit report reflects that I've never been behind. They did re-do the escrow (and dropped my payment), but this was well after we filed. I guess our attorney will look into it and make sure the right creditor gets paid.