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All done but one ?

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    All done but one ?

    So according to the NDC site our case was closed 7/30 haven't received any official document yet.

    Question I had was we have believe it or not 3 morgages..1st and 2nd were included in chap 13. 3rd decided to charge it off and put a lien on they didn't get in on the plan for whatever reason. we didn't qualify to have it stripped..

    so now that the case is over can mortgage holder # 3 come after me. We have been sending them $$ every month for the last 5 yearts paying down the debit in hopes of refinancing soon after we get the discharge.


    thought?

    #2
    Anyone have any thoughts ?

    Comment


      #3
      A lienholder can only foreclose to the extent allowed by non-bankruptcy law. If you were paying and you have no arrears with the third lienholder, then they are likely to have no ability to foreclose under your State's foreclosure laws.
      Chapter 7 (No Asset/Non-Consumer) Filed (Pro Se) 7/08 (converted from Chapter 13 - 2/10)
      Status: (Auto) Discharged and Closed! 5/10
      Visit My BKForum Blog: justbroke's Blog

      Any advice provided is not legal advice, but simply the musings of a fellow bankrupt.

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