Can you increase plan payment to make up missed payments?

[moorman]

Ive got gotten behind on my plan payments. missed 3 payments, and want to know if i can increase my plan payment to make up those payments? i have steady income, the problem was i had to move and also pay on some doctor visit bills that occured after my plan was confirmed.

[sophieanne]

Hi Moorman,

Contact your attorney ASAP..he/she can hopefully work with your trustee to put a repayment schedule in place. I wouldn't put off making that call..you don't want your case dismissed for non-payment. Always contact you attorney when you have a problem like this (when it happens, not 3 months later)...they can try to work through resolving the situation with you.

[dmc-2008]

Ive got gotten behind on my plan payments. missed 3 payments, and want to know if i can increase my plan payment to make up those payments? i have steady income, the problem was i had to move and also pay on some doctor visit bills that occured after my plan was confirmed.

The only thing I would suggest is talk to lawyer if you have one or your trustee. Don't Assume you will be ok if you don't! Good luck

[LadyInTheRed]

Always contact you attorney when you have a problem like this (when it happens, not 3 months later)...they can try to work through resolving the situation with you.

Exactly.

[moorman]

gonna call my attorney today. if they can increase the payments, ill go that route. if not, gonna just let the case get dismissed and either refile or do a chapter 7 . how long does it take for a case to get dismissed after a trustee files a motion to dismiss a case??

[justbroke]

An unchallenged motion to dismiss could take 14-30 days. Additionally, the Court may impose a period where you may not be able to refile for 180 days. If and when you do refile you may need to also do the so-called "first day" motions to preserve the automatic stay.

Please speak with your attorney on the BEST course of action.