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Received a statement from second mortgage

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    Received a statement from second mortgage

    I was discharged last month and second mortgage was stripped, and today I received a statement from the second mortgage company stating that I had to pay them $35,000 or my home would foreclose. What should I do?

    #2
    Send them a letter with a copy of your discharge order and the lien strip order and tell them that if they continue their collection efforts you will file a complaint for violation of the court's permanent injunction against attempts to collect a discharged debt. Send the letter by certified mail return receipt requested. Or, ask your attorney to send a letter.

    ETA: If they call you, tell them the same thing and log the time and date of each call and the name of the rep calling.
    LadyInTheRed is in the black!
    Filed Chap 13 April 2010. Discharged May 2015.
    $143,000 in debt discharged for $36,500, including attorneys fees. Money well spent!

    Comment


      #3
      Thanks LadyintheRed!

      Comment


        #4
        Originally posted by huffydogg View Post
        Thanks LadyintheRed!
        Please keep us posted! I am doing a strip and worry about this stuff happening!
        Discharge date: October 2017 (will it ever get here?)

        Comment

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