Hello, I'm in Mississippi and I have a few questions regarding the final days of finishing up my chapter 13. Here are my details concerning my case:
Date filed 7/15/09
341 meeting 9/9/09
Date confirmed 10/14/09
Percent to unsecured 12%
Balance in my account is $2492.76
From what I see on 13datacenter, I only have $2372.64 due on my mortgage, $440.72 on my car, and $75.79 on a misc bill. This totals to $2889.15. My trustee has not mailed the payments off for this month yet. This normally occurs between the 23-27th of each month. I've called a representative for my attorney and haven't received a call back yet and I've also contacted the trustee's office with no return call.
My questions include
Should I initiate further contact regarding next month should be my last payment? My employer sends a check for $1538 on the first of every month which will result in an overpayment.
When will my employer be notified to stop my wage garnishment?
How much does the counseling course cost that I see most saying you have to take after you complete this process?
I am excited to have cleared all my debt except for student loans. This process hasn't been horrible but stressful at times when I have wanted to do things my finances wouldn't allow. This process for sure makes a person reevaluate the way they spend.
Thanks to all who respond.
Date filed 7/15/09
341 meeting 9/9/09
Date confirmed 10/14/09
Percent to unsecured 12%
Balance in my account is $2492.76
From what I see on 13datacenter, I only have $2372.64 due on my mortgage, $440.72 on my car, and $75.79 on a misc bill. This totals to $2889.15. My trustee has not mailed the payments off for this month yet. This normally occurs between the 23-27th of each month. I've called a representative for my attorney and haven't received a call back yet and I've also contacted the trustee's office with no return call.
My questions include
Should I initiate further contact regarding next month should be my last payment? My employer sends a check for $1538 on the first of every month which will result in an overpayment.
When will my employer be notified to stop my wage garnishment?
How much does the counseling course cost that I see most saying you have to take after you complete this process?
I am excited to have cleared all my debt except for student loans. This process hasn't been horrible but stressful at times when I have wanted to do things my finances wouldn't allow. This process for sure makes a person reevaluate the way they spend.
Thanks to all who respond.
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