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Last payment made and trust sent out letter to creditors of pending discharge chp 13

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    Last payment made and trust sent out letter to creditors of pending discharge chp 13

    My question is after discharge does my credit score just nose dive? i am at a 650 right now. i even have a few credit cards that were never canceled. I have my mortgage and a car payment.

    so there will be positive credit reporting when discharged.

    i am going to pull my credit report now and see the impact. i saw on the list of creditors there are collection agencies that were not part of the original case. i guess the credit card companies sold the debt.

    just wondering what happened to someone else credit wise after their discharge.

    by the way, did a lien strip, moved out of state and back, switched jobs twice, and never had a problem.

    3% payback.

    #2
    Mine was in the 670 range while in the plan. Everything was paid thru the plan other than utilities and such. Jumped to 715 when I got the discharge.
    Filed 11/10/08

    Discharged 2/18/14

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