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In Az, Title released Chapter 13, I think!

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    #1

    In Az, Title released Chapter 13, I think!

    Husbands truck orig financed thru Wachovia Bank & was included in our 13. It was crammed down.. Made our last 13 payment in April. Also, Wachovia is now Wells Fargo.

    Today we get a letter from Wells Fargo saying that their interest in the collateral was released electronically on 5/5/2014 & they are no longer being recorded as the lien holder. For further info about this title, please contact the Az state titling agency.

    I really hope this means we can get the title! Husband is going to the motor vehicles tomorrow to see if it is actually ours!!

    Now just waiting on our discharge!!
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    #2
    If Arizona is anything like Florida's electronic lien and title, you could have ordered your Paper Title, if you wanted it on paper, for about $2.50! In Florida, the DMV charges an extra fee for an "express" (same day) title, but it may only be $10 or so more. If you need a duplicate title, then they charge almost $75 (at least in Florida).

    Congratulations!
    Chapter 7 (No Asset/Non-Consumer) Filed (Pro Se) 7/08 (converted from Chapter 13 - 2/10)
    Status: (Auto) Discharged and Closed! 5/10
    Visit My BKForum Blog: justbroke's Blog

    Any advice provided is not legal advice, but simply the musings of a fellow bankrupt.

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      #3
      Good luck. Let us know how it turns out.
      "To go bravely forward is to invite a miracle."

      "Worry is the darkroom where negatives are formed."

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        #4
        I recieved my title in the mail 2 days after receiving a similar letter here in CA. I'd never been too fond of pink before that.

        I hope you get yours soon!
        LadyInTheRed is in the black!
        Filed Chap 13 April 2010. Discharged May 2015.
        $143,000 in debt discharged for $36,500, including attorneys fees. Money well spent!

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          #5
          Make sure you watch your credit reports with them...

          I had the same lender. Wachovia, then WF. Had to call them multiple times to get the title sent out.

          Once I received the title, they started reporting me as a charge off as opposed to IIB. They could mean the crammed down interest, but that does not amount to the $11K they claim they wrote off.

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            #6
            Thanks for all the replys!

            Husband went to MVD yesterday & got the title. Since he no longer uses the truck we are going to sell it! He now needs a kidney transplant so it is difficult for him to get in & out of a big 4 wheel drive truck. Also gas mileage is terrible. Still waiting for discharge so I was surprised that Wells Fargo would release the title. We did make our last Chapter 13 payment in April..

            I did call Cap One who has our car title, they said to send them copy of discharge papers! I will do that when I get them.

            I am so happy I found this site years ago, couldn't of gone through the last 5 years without it.

            Thanks again for all your help...

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