Justbroke's Chapter 13 Rant

[jmac]

Everyone should read this, very important stuff! I wish i knew now what i knew back when i first started.

[karna68]

I do agree there should be money figured in as a cushion. They definitely put you on a VERY tight budget

[RetiredArmy]

JB, you are absolutely correct about a budget being blown out of the water for one item going up. One of the other issues is how to factor in life changing moments like the cost of a child going to College. Then trying to figure the costs for those expenses. My child had been accepted by Embry Riddle Daytona which was her dream choice but at over 80,000 a year and only enough money for a local state college her options were rooted in reality. She has finally come to terms with her current degree and has a pretty manageable student debt, that I will assume once she completes her 4 year degree.