congrats!
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My car is all mine!!!!
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Originally posted by BNKRPTinNC View PostGot my title for the car today! Was discharged 2/18 but had to call them to get the title released, took about 2 weeks. Waiting on the rv. Hard to believe, debt free except for mortgage.
Put that mortgage balance on the wall somewhere and draw a target on it.
Good luck.11/23/'10-filed ch 13. 1/6/'11-341, confirmed. Below median. Plan completed 11/30/2015. DISSCHARGED 4/4/2016.JP
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Mine is on it's way now too! Mine had the interest crammed down and after the claim was paid in full in the 2nd year of my plan, I called about the title. Honda finance stated since the rate was crammed down, I would need to wait for my discharge. So I left it at that. It turns out they actually tried to mail it to me in 2011 and it got returned. (I was living overseas in 2010-2011 and renting out my house.) So I could have had it 3 years ago! But glad I will be getting it in the mail in a few days!March 2009 - Filed Ch 13 April 2009 - 341 Meeting
Sept 2009 - Confirmed April 2014 Plan completed May 2014 - Discharged!!
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woot! We're all rolling in car titles! LOL Got ours 2 days ago
Short lived as far as "rollin in savings"....as the orthodontist has come knocking at the door for our youngest. Welp, it was nice while it lasted for a very brief 1 month reprieve of having that extra $
At least its not MORE money coming out of pocket - and the ortho offers interest free in-house financing which is the exact same amount as our car payment was. Ce le vie
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Congratus on getting your title, Pandora. If it isn't one thing it's another. At least the timing worked out and you know where the money is coming from for the ortho.LadyInTheRed is in the black!
Filed Chap 13 April 2010. Discharged May 2015.
$143,000 in debt discharged for $36,500, including attorneys fees. Money well spent!
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Congratulations! I'm hoping that the same thing will happen for our car purchased a few months before filing. We pay 4% interest. Even if they don't release the title before the plan is completed, we will have only waited 40 months instead of the 72 month loan we had on it.Ch13 filed 1/13/11, 341 held 2/17/11, Confirmed 3/23/11
1% to unsecured creditors
25 down, 15 to go! Thanks to all for your help here on the Forum!
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