I was confirmed 12/09 60 month plan. I got a letter from the trustee today saying my case was getting ready for a"closing audit". Basically make sure all tax returns are filed, refunds etc. Does this mean with extra monies paid from tax refunds, bonuses etc I might get discharged before 12/14?
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Filed 9/14/09
Confirmed 12/11/09 -
If you are in a 100% payback you may finish before the 60 months is up, otherwise it will go the entire 60 months. Just went through this with our lawyer. All of our secured and unsecured claims are paid, but not being in a 100% plan we have to go the entire 60 months. Each creditor just gets a little more than the original payment forecast. We have 5 1/2 months left.Filed July 2009. Discharged 08/08/2014. Awaiting closing. We made it !!!!
Woo-hoo! -
Thank you Andy. :-)Filed 9/14/09
Confirmed 12/11/09Comment
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Congrats isabella. Looks like a call to your attorney is in order to make sure no more payments need to be sent in.
Our payback is lower than 100 percent so every tax check that goes in increases the payoff amount.11/23/'10-filed ch 13. 1/6/'11-341, confirmed. Below median. Plan completed 11/30/2015. DISSCHARGED 4/4/2016.JPComment
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