Filed 11-26....not eligible for lien stripping for Heloc(2nd) as home value greater then 1st mtg balance...WF holds both which are included in my 13 filing but I intend on keeping my home without reaffirming.Does anyone have experience with settling the 2nd under these circumstances? The value of both 1st and 2nd combined equal value of home..if I were to stop making payments on the 2nd are they likely to foreclose or be more willing to settle?
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