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Pacer has the release of employer.

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    Pacer has the release of employer.

    It gets better.

    We made our final payment, garnished from my paycheck on Tuesday August 27. Today I was checking Pacer, as I seem to have a serious Pacer habit, and came across the latest thing filed August 30 called Release Of Employer. My employer is to cease garnishments and refund any monies they already have set aside for the Trustee.

    My calculations say that the trustee has $9,066 of a $9,000 plan, so it looks like in the next month or so, we will be all done and even get $66 back. It's been tough. Our credit report had suffered thermonuclear explosion, but thanks to an old Fingerhut account that has been dormant for over 6 years, still showing up as positive with a zero balance all this time, my credit score is 644, according to credit Karma, which is listed as fair. Question is this, do I look at that as a good thing? I have a mortgage for a house I will die in, so what has credit done for me that would make me want that ugly beast again? The mortgage is through my Father-in-Law so unfortunately he is not reporting to the bureaus, so when the chapter 13 is done and off my credit file in 2017, Fingerhut would be the only thing keeping me from a zero score...

    I hope ya'all got the party goods ordered, the party will be starting soon.
    Filed 09/08/10, $26k unsecured. Plan submitted 09/16/10, $250/mo X 36 Months = $9,000.
    First Payment: 09/28/10 341 Hearing: 10/12/10, Confirmation: 10/28/10
    2nd debtor education course taken: 02/05/13. DISCHARGE: 10/10/2013.

    #2
    Sounds like great news to me. Congrats to you!

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      #3
      Yep, there is a Hamster troupe in rehearsals!
      "To go bravely forward is to invite a miracle."

      "Worry is the darkroom where negatives are formed."

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        #4
        Congrats! I know what you mean about the Credit Report. We applied this week for a new town home and our scores SUCK! The lady thinks we will get approved but we will having to put down a a whopping deposit....welcome to a "fresh start"
        Filed August 09, all payments made as of July 12th, 2013.....Waiting on final audit and discharge!

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          #5
          Good for you dj. Sounds like your trustee works fast.
          11/23/'10-filed ch 13. 1/6/'11-341, confirmed. Below median. Plan completed 11/30/2015. DISSCHARGED 4/4/2016.JP

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