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Chapter 13 - Creditors Claims Question (90 day deadline)

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    #16
    Originally posted by dmc-2008 View Post
    It would be great to end early! But if you (me) are paying less than 100% to those that do claim and then wouldn't they just get more of a payback?
    Yes DMC that is correct. If you're less than 100% and someone doesn't claim, that money gets given to the creditors who did claim.
    Filed Chapter 13 - 07/20/12
    Discharged 8/2/16

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      #17
      Lucky me! :-( thats what i thought!
      Discharge date: October 2017 (will it ever get here?)

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        #18
        Originally posted by dmc-2008 View Post
        It would be great to end early! But if you (me) are paying less than 100% to those that do claim and then wouldn't they just get more of a payback?
        Yes. But in some cases, the amount of debt for which creditors don't file claims is enough to enable the debtor to pay 100% of the filed claims earlier than the length of the originally submitted plan.
        LadyInTheRed is in the black!
        Filed Chap 13 April 2010. Discharged May 2015.
        $143,000 in debt discharged for $36,500, including attorneys fees. Money well spent!

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