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    #1

    On my Equifax report

    Appears an account that was on my chapter 13, that is now been bought by Calvary Portfolio...they are saying I have been paying them and I stopped in May of this year...WHAT???

    It is now on my Equifax report, I of course reported it as a dispute to Equifax and they are saying it is a legit account, at this point what are my next steps,

    The equifax report now says "petition for chapter 13" under the account I am sisputing

    Anyone else have this happen to?

    I filed in June 2010 and have been paying on my chapter 13 for 3 years...now this account appears...

    Thanks
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    #2
    Originally posted by freeme0215 View Post
    Appears an account that was on my chapter 13, that is now been bought by Calvary Portfolio...they are saying I have been paying them and I stopped in May of this year...WHAT???

    It is now on my Equifax report, I of course reported it as a dispute to Equifax and they are saying it is a legit account, at this point what are my next steps,

    The equifax report now says "petition for chapter 13" under the account I am sisputing

    Anyone else have this happen to?

    I filed in June 2010 and have been paying on my chapter 13 for 3 years...now this account appears...

    Thanks
    I would bring this up with your attorney (or check PACER) and see if a notice of transfer of claim has been filed.

    Comment

      #3
      That's odd. All of my OC's mention Chap 13 or "included in bankruptcy". But I don't rememer seeing any reporting by the company that bought a couple of the debts after I filed. I think I'm due for another free credit report. I'll have to pull it and check. Reporting a debt that existed before you filed as included in a BK is allowed. But, I don't know about a creditor who purchases the debt after you file.
      LadyInTheRed is in the black!
      Filed Chap 13 April 2010. Discharged May 2015.
      $143,000 in debt discharged for $36,500, including attorneys fees. Money well spent!

      Comment

        #4
        Calvary Portfolio is a pain to. I am having issues with some debts not stating that they are in chapter 13 but they are.

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