Advice Needed...Ch13 Discharged but Finance Company will not turn over title

[justbroke]

I am sure that you will update us on what happens at the hearing. I would love to hear that the CU did not show up and that the Judge slapped them with sanctions and make them pay all your legal fees!

[Motivatedx3]

Have any of you ever heard of this happening before? Everyone dealing with the case say this is the first for them

[justbroke]

This is not a first but it is relatively rare. There have been several, here on BKForum, where the lender would not release the lien unless the debtor paid. The results vary, but your particular case is different. In your case, your attorney had an order issued demanding either releasing the vehicle or returning the money paid over the life of the plan. That may be a first and I actually like the judge that signed that order!

[Motivatedx3]

okay, thank you

[Motivatedx3]

2 days until the hearing; the outcome will be interesting

[Motivatedx3]

Waiting for info............I'm ready for this to be OVER

[OHBOY]

Waiting for info............I'm ready for this to be OVER

My too....just as good as reading a thriller.... the suspense is killing me (lol). Hope the finance company gets socked.

[Motivatedx3]

Still waiting;
Question: If I'm ordered to return the vehicle and the finance company returns the funds to me, will this reflect as a repo on my credit report? Its listed as paid in full now under the wage garner plan.

[LadyInTheRed]

Wasn't the hearing yesterday? Enough what ifs. Call your attorney and find out what happened.

[Motivatedx3]

Those are my thoughts/feelings as well LadyInTheRed. I didn't have to attend the hearing AND after calling the attorney's office Wednesday, Thursday and Friday...I was told the judge ruled in my favor and I would have to call back on Monday to get more information. Patiently Waiting!

[spidge]

My fingers are crossed for you x3.

[AngelinaCat]

We're all waiting with you....

[LadyInTheRed]

Ruling in your favor is good news. Can't wait to hear the details!

[Motivatedx3]

Update: The creditors' attorney was not present in court last week. My attorney will submit another motion to the judge in hopes of getting the creditor to comply within x amount of days. At this time, the creditors' attorney has not responded to anything. I requested the final Trustee report be sent to the creditors' bk department after my conversation with their (creditors') representative.

This has been stressful for me. I filed CH13 to keep this vehicle, made the payments under wage garnishment and 5 years later I'm still fighting to keep the vehicle.

[Pjmax]

What was the judge's ruling?